Pay with Points for credit back

Redeem your Points to receive a credit back* on almost
anything you buy.

Whether it's your morning coffee, a new piece of tech, or
booking the flight you want for your next holiday, why not let
your Points help pick up the cost?

*Available on Citi Rewards, Premier and Prestige credit cards
enrolled in the Citi Rewards program. T&Cs apply.


Learn more

Spending comes
back around with
My Cashback

Enjoy monthly cashback offers
from brands you already love
and shop with. No fuss, no hassle
- simply shop, save and enjoy.


Citi Clear Credit Card

0% p.a. for 28 months on balance transfers.*

*2% balance transfer fee applies.
Rate reverts to cash advance rate.
Other fees and charges, T&Cs apply.


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Important Information

National Australia Bank Limited (NAB) is the credit provider and issuer of Citi-branded credit products on this website, using certain trademarks temporarily under licence from Citigroup Inc. NAB has acquired the business relating to these products from Citigroup Pty Limited (Citi) and has appointed Citi to provide transitional services.

Please note that Ready Credit accounts are changing. For more information click here.