Secure your savings with a powerful trio designed to help you get ahead.
Whatever you're saving for, the Citibank Saver Package offers the flexibility to get you there sooner by connecting three powerful solutions.
The Citibank Saver Package:
- Citibank Plus
- Citibank Online Saver
- Citibank Rewards Credit Card – Platinum
To help you reach your savings goals sooner, the Citibank Saver Package gives you a high interest rate on our Online Saver account, extra cash back bonus^, a fee free transaction account and a $0 credit card annual fee^ with a low introductory rate on balances you transfer.
Citibank Online Saver:
- Earn competitive variable interest.
- No minimum balance and no account fees.
- Online and phone banking 24 hours a day, seven days a week.
Citibank Plus:
- Australia's only fee free everyday bank account.
- Free access at over 3,000 Citibank, Westpac, St George, Bank of Melbourne and BankSA ATMs Australia-wide.
- Free international money transfers from Australia to any account, anywhere in the world.
- Free Visa Debit card, so you can shop online, in-store or overseas using your own money.
Citibank Rewards Credit Card – Platinum:
- A low introductory rate of 0% p.a. for 6 months# on balances transferred (cash rate after 6 months).
- $0 credit card annual fee when you deposit $3,000 into your Citibank Plus each month, you'll save $199
- 1.25 points per eligible $1 spent on purchases in Australia and 3 points per eligible $1 spent on international purchases, up to 250,000 points every year with Citibank's Rewards Program.
Enjoy the Citibank Dining Program:
- You'll receive a free bottle of award winning wine every time dine and pay with your Citibank card at Citibank Dining Program partner restaurants.
Save sooner with:
$120Cash back in the first year when you deposit $3,000 into your Citibank Plus each month.
$0Credit card annual fee when you deposit $3,000 into your Citibank Plus each month.
0%p.a.On balances you transfer# (cash rate after six months) on your credit card.
Learn more about:
| Unlimited free transactions |  |
| Minimum opening balance | $0 |
| Monthly eStatement | |
| ATM & EFTPOS | |
| Visa Debit Card | |
| Citibank Online | |
| CitiPhone | |
| Cheque | |
| Bank@Post - Australia Post | |
| Unlimited free transactions | |
| Minimum opening/ongoing balance | $0 |
| Monthly eStatement | |
| Interest Rate | View Rates |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
| Citibank Online | |
| CitiPhone Banking | |
Enjoy a range of complimentary insurances including International Travel Insurance, Transit Accident Insurance, Extended Warranty Insurance, Purchase Cover Insurance and Guaranteed Pricing Scheme1 on the Citibank Rewards Credit Card - Platinum.
| Protection Options | Citibank Rewards Credit Card - Platinum |
| Fraudshield | |
| Complimentary International Travel Insurance1 | |
| Complimentary Transit Accident Insurance1 | |
| Complimentary Purchase Cover Insurance1 | |
| Complimentary Extended Warranty Insurance1 | |
| Complimentary Guaranteed Pricing Scheme1 | |
| Emergency card replacement | |
| 24/7 Customer Service | |
Real help when you need most
CardProtect provides easy, low cost insurance cover to assist you in meeting your regular monthly repayments on your credit account in the event of:
- Your total and temporary disablement.
- Your redundancy/resignation; or
- A listed life event.
CardProtect also pays the outstanding balance on your credit account up on a maximum of $50,000 in the event or your death. Or up to $100,000 if death is as a result of an accident.
Face life's challenges with confidence
There's nothing holding you back when you know you have a plan in place to help protect your financial security from the all too common occurrences of serious illness, accidental injury or the loss of your job. With CardProtect looking after your credit account repayments, you can rest assured that your lifestyle is protected and your family is looked after, even in the tragic event of your death.
CardProtect costs a low $0.59 per month per $100 of your credit account's closing balance. You can relax knowing your premiums are automatically charged to your credit account each month.
How to purchase CardProtect
- Print the CardProtect application form (Adobe PDF, 255kb)
- Call 13 24 84 and press 0 to purchase over the phone (no forms to fill out).
Eligibility
You may be eligible for cover if you:
- Have a valid Citibank credit account or revolving credit account
- Are aged 18 years or older and less than 64 years of age; and
- Are an Australian citizen or permanent resident of Australia.
Apply now
Apply now for the Citibank Saver Package to get started on your financial journey.
What you will need:
You will need the following to apply for the Citibank Saver Package:
| Proof of age: | You must be over 18 years of age or older. |
| Resident requirement | You must be a resident of Australia. |
| Identification: | You must be able to be identified in Australia at or before account opening. For Citibank Plus and Citibank Online Saver you will need to provide at least two of the following forms of identification - Australian drivers licence, Medicare card or Passport, so we can verify your identity electronically. For your Credit Card you will also need to verify your income details. You'll need to supply documents to help us do this, a list below outlines what is required depending on your employment type. |
| Personal details: | Residential address, contact details (for all account holders if applying for a joint account) and your current e-mail address. We will confirm your application and send your electronic notices to this e-mail address. |
| Residential details: | Current residential status (and previous residential details if you have been at your current address for less than three years). If renting or boarding, your landlord or real estate agent's details. Contact details of a relative or friend not living with you. |
| Tax File Number (TFN): | Or valid exemption - you do not have to provide your TFN, but without it we will be required to deduct tax at the top marginal rate. |
| Credit rating: | You must have a good credit rating |
| Taxable income: | You must earn taxable income of $35,000 per year or more |
| Financial position: |
|
To verify your identify and income details for your Credit Card, you'll need to supply documents to help us do this, a list below outlines what is required depending on your employment type.
Please authorise with your employer and/or your accountant that Citibank may contact them to confirm your income and employment details.
All applicants
(please supply all of the following)
- Driver Licence (back side of the driver's license to include change of address) or proof of address (eg. most recent electricity or utility bill)
- Medicare Card or Passport to confirm residency
- Most recent mobile phone bill which reflects your name, address and mobile number.
(please supply any one of the following options):
- Two payslips less than 60 days old (preferred), or
- Letter of employment (should indicate annual income and employment status), or
- Three months of applicant's bank statements showing the regular income, or
- Most recent Individual Tax Return, or
- Most recent PAYG payment summary, or
- Most recent Individual Tax Assessment Notice.
(please supply any one of the following options):
- Two most recent Tax Assessment Notices, or
- Two most recent Income Tax Returns, or
- Two most recent Business/Company Tax Returns, or
- Two most recent Business/Company Profit & Loss Statements
(please supply any one of the following options):
- Two most recent Tax Assessment Notices & two most recent pay slips, or
- Two most recent PAYG payment summaries & two most recent pay slips.
(please supply any one of the following options):
- Annual superannuation statement which includes an indexed pension amount, or
- Most recent Pension statement, or
- Three months of personal bank statements showing regular credit or cash deposits, or
- Most recent Self-managed Superannuation Tax Return less than 15 months old.
Please send documents, together with your full name and DOB to:
| Email: | newcreditapplications1@citi.com |
| Fax: | 1300 301 304 |
| Post: | Citibank Credit Cards, GPO Box 1625, Sydney NSW 2001 |
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About the Offer
You will receive the $120 cashback 12 months after all your accounts are approved and activated, and you've met all the criteria.
The $120 cashback will be paid into your Citibank Plus account.
To meet the $120 cashback criteria, you will have to deposit a minimum total of $3,000 by the last business day every month for 12 months into your Citibank Plus account.
No, as long as you've deposited a minimum total of $3,000 during the course of the month into your Citibank Plus account. However, depositing your salary is an easy way to meet this minimum requirement.
Do I have to maintain certain spend on my credit card to retain the 100% card fee waiver every year?
No, however a minimum total deposit of $3,000 by the last business day every month for 12 months into your Citibank Plus account is required to be eligible for the $120 cashback and card fee waiver.
Unfortunately, you will be charged $199 card annual fee and you won't receive the $120 cashback as you didn't fulfil all the criteria.
Unfortunately current customers already holding a Citibank Plus account, Citibank Online Saver and Citibank Rewards Credit Card – Platinum are not eligible to apply for this introductory offer.
Once you choose to close one or more of your Citibank accounts, your Citibank Saver Package offer will cease.
The offer is only available on the Citibank Rewards Credit Card - Platinum, as part of this package.
No, to be eligible for the package offer, you are required to take up the balance transfer offered as part of this package.
At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. The current Annual Percentage Rate for retail purchases is 20.99% p.a. This offer ends 31 December 2013. Current Citibank credit cardholders are not eligible to apply for this introductory offer.
Your Citibank Plus account will continue to be processed, however you will no longer be eligible for the Citibank Saver Package offer.
Citibank Plus and Citibank Online Saver Terms and Conditions (Adobe PDF, 287 KB)
Citibank Plus and Citibank Online Saver Schedule of Fees and Charges (Adobe PDF, 189 KB)
Terms & Conditions apply and are available on request.
# Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a.
- Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No.232507 and Citibank, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.
^ Deposit criteria applies
Fees, charges and credit criteria apply. The product, rewards program and Dining Program terms and conditions that apply are available upon request. Citibank Plus is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ('Citibank'). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Total balances held by a depositor with Citibank, up to an amount of AUD$250,000, automatically access the Financial Claims Scheme. For more information go to www.apra.gov.au or call 1300 55 88 49. Further information and our dispute resolution process is available at www.citibank.com.au or by phone on 1300 137 931.
New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
© 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.