• Personal lending

    Experience the possibilities

    Personal lending Experience the possibilities.

Our loans can help finance the things that matter to you. Take yourself on a trip of a life time, get started on that dream kitchen or make that moment more memorable. The possibilities are endless.

  • Citi Personal Loan Plus

    Enjoy a loan tailored to you

    Our unsecured loan gives you a personalised rate, plus the convenience of accessing your available funds whenever you need.

    Get a personal loan that fits your life with a 3, 4 or 5 year term.

  • Citi Ready Credit

    Be ready for anything

    Take on life with our convenient, revolving line of credit.

    You'll be ready to seize any opportunity, as you can use and reuse your credit with no monthly or annual fees1.

Looking for business finance? Citi Business Credit offers you an
unsecured line of credit with the freedom and flexibility to adapt to your
varying business needs. Learn More

Calculators & tools

  • Borrowing power calculator

    Borrowing power

  • Repayments calculator


  • Frequently asked questions

    Frequently asked

Need more info

Experience the possibilities

  • Renovations & home improvement

    Renovations & home improvement

    We can help fund your renovations, whether it's a new pool, deck or furnishings.

  • Travel & holiday

    Travel & holiday

    Whether it's an adventure tour, a tropical retreat or luxury cruise, we can help fund all the costs for your dream holiday.

  • Weddings & special occasions

    Weddings & special occasions

    We can help you make that special moment more memorable.

Important information: (enlarged viewing)

Citi Lending Terms and Conditions

New Citi Lending Customers only. Credit criteria, fees & charges, Terms and Conditions apply.

  1. Other service fees and charges including late payment fee and dishonour fee may apply.

© 2018 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.