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Citibank Ultimate Account

An everyday account that can also earn you high interest
Enjoy easy access to your money through a fee free everyday account that also earns you high interest, with a Citibank Ultimate Saver.
BenefitsFeaturesFeesHow to ApplyFAQs
  • $0 monthly fee.
  • Unlimited withdrawals at more than 3,000 Citibank, Westpac, St. George, Bank of Melbourne or BankSA ATMs around Australia2.
  • Unlimited free transactions and access to your money 24 hours a day, 7 days a week through phone, online and mobile banking.
  • Earn 3.20% p.a.1 on the portion of your balance from $10,000 to $1million. The first $10,000 earns 0.10% p.a.1 interest.
  • Interest calculated daily and paid monthly.
  • Minimum ongoing balance of $10,000.
  • Balances of up to $250,000 held with Citibank will be covered by the Financial Claims Scheme3.
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You can also enjoy exclusive global benefits and services by becoming a Citigold client, when you hold a minimum of A$100,000 in wealth with Citibank.
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View the Terms and Conditions (Adobe PDF, 1.5 MB)
View the Schedule of Fees and Charges (Adobe PDF, 487 KB)
Terms & Conditions apply and are available on request

1. Stepped interest rates apply (meaning different rates of interest apply to different portions of your account balance). The portion of your balance under $10,000 earns 0.10% p.a. Rate of 3.20% p.a. applies to the portion of your balance from $10,000 to $1 million. Rate of 2.00% p.a. applies to the portion of your balance over $1 million. Interest rates are effective from 11 December 2012 and are subject to change at any time. Minimum ongoing balance of $10,000 applies.

2. Unlimited free transactions apply to those made in Australia but excludes charges for bank cheques, international payments and foreign currency services, overdrafts, dishonours, direct charges from other ATM owners and other general banking services (click our Schedule of Fees and Charges link above).

3. Total balances held by a depositor with Citibank, up to an amount of AUD$250,000, automatically access the Financial Claims Scheme. For more information go to www.apra.gov.au or call 1300 55 88 49.

Ultimate Saver is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 ("Citibank"). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider if it's appropriate for you.

Further information and our dispute resolution process is available at www.citibank.com.au or by phone on 1300 137 931.

© 2012 Citigroup Pty Limited. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.
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