Pay with Points for credit back

Redeem your Points to receive a credit back* on almost
anything you buy.

Whether it's your morning coffee, a new piece of tech, or
booking the flight you want for your next holiday, why not let
your Points help pick up the cost?

*Available on Citi Rewards, Premier and Prestige credit cards
enrolled in the Citi Rewards program. T&Cs apply.


Learn more

Spending comes
back around with
My Cashback

Enjoy monthly cashback offers
from brands you already love
and shop with. No fuss, no hassle
- simply shop, save and enjoy.


Citi Clear Credit Card

0% p.a. for 28 months on balance transfers.*

*2% balance transfer fee applies.
Rate reverts to cash advance rate.
Other fees and charges, T&Cs apply.


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Important notice:

The following services will be unavailable this Sunday due to planned maintenance. Website, Citi Online and the Citi Mobile® App: 05:00am to 10:00am (AEDT). Thank you for your patience while we work to create a better experience for you.

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Important Information:

On 24 November 2025, Citi branded Credit Cards and Ready Credit are moving to a new system and a new MyCard brand. Learn more about the changes at citibank.com.au/nab.

Please note, the Citi Mobile® App and Online platforms will no longer be available from 7:30pm AEDT Friday 21 November 2025, while we complete this change. You can continue to use your card to make purchases as normal, however ATM cash withdrawals will be unavailable from 23 November 2025 to 24 November 2025.

The Citi consumer business transferred ownership to National Australia Bank (NAB) on 1 June 2022. National Australia Bank Limited (NAB) is the credit provider and issuer of Citi-branded credit products on this website, using certain trademarks temporarily under licence from Citigroup Inc. NAB has acquired the business relating to these products from Citigroup Pty Limited (Citi) and has appointed Citi to provide transitional services.