Looking for the right home loan? It takes no more than 5 minutes to complete and provides an estimate of your capacity to borrow, based on the accuracy of the information you provide. It serves as a guide and does not confirm an offer of a loan.
*Who is applying?
Combined number of dependants of all loan applicants excluding spouses/partners identified as a 'couple'.
The total amount you wish to borrow including any amounts to be refinanced.
*Loan term (years)
Income earned through salary or wages before tax.
Any other income other than salary or wages. This could include social security payments and allowances. It should not include rental income. If you have no other annual post tax income please enter 0 into this field.
Total annual income
*Do you receive rental income?
Number of properties
Monthly rental income
The combined limit of credit cards, store cards and overdrafts for all applicants.
Monthly repayments on all other loans and monthly rental expenses, if any.
You may be eligible# to borrow up to the following amount:
This estimate is intended as a guide only. To make an application and gain formal approval, please provide your contact details using the form below and indicate a preferred contact time. A Mortgage Specialist will then call you to discuss your mortgage requirements.
Alternatively you can call us and arrange to speak with a Mortgage Specialist on 1300 361 922 between the hours of 9am - 5pm (AEST) Monday to Friday.
An online pre approval can only be provided for single or couples. If your application involves more than 2 borrowers then a Citi mortgage specialist will be able to provide you with the pre approval. Just complete the following form and a mortgage specialist will contact you within the next 48 hours.
Please provide at least one contact number
Comments (max 350 characters)
PRIVACY: By submitting this form you consent to us collecting, storing, using and disclosing your personal information. We'll use it to contact you about a home loan within 14 days and no later than 60 days, and then, if you express further interest, to provide you with information until you apply for a home loan with us. You're not obligated to provide us with your personal information; however we won't be able to contact you if you don't. As a global organisation, we may give your personal information to vendors and partners to carry out functions on our behalf, some of which may be located outside of Australia. You can contact us or gain access to your personal information by phoning the Mortgages Customer Relationship team on 1300 131 127. Visit citibank.com.au/privacy for more information about privacy at Citibank.
# Disclaimer: This is not an application for credit. The results provided by this calculator are based entirely on the information provided and are intended to act as a guide only. The results do not constitute an offer or commitment to make a loan on terms specified or at all. All loan applications must satisfy Citibank's credit criteria and other requirements. No decision determining eligibility or qualification for a loan can be made until a completed application and other necessary information has been received and approved by Citibank. Benchmark rates, figures, formulae and terms used in the calculator may change at any time without notice. Citibank accepts no responsibility for any issues, loss or claims arising from any use of, or reliance upon, any calculations made by use of this calculator. Terms and conditions apply and are available upon request. Fees and charges apply.