Basic Mortgage
A simple home loan that rewards your saving efforts, with a low variable rate.
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Basic Mortgage
We've got the basics right-such as a low variable rate and extra repayments at no extra cost-so you can move from home loan, to home own, sooner. Features: a low variable rate and additional repayments at no extra cost.
Basic Mortgage
$250,000
$4 million
Basic Mortgage
Five years
Weekly / Fortnightly / Monthly
Mandatory
Basic Mortgage
Up to 90%
Yes4
Standard Variable Mortgage
A variable rate loan with the option to make extra repayments at any time without penalty.
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Standard Variable Mortgage
All variable or a combination of fixed and variable; there is nothing standard about this tailored home loan. Features: variable loan with the options to make extra repayments.
Standard Variable Mortgage
$250,000
$4 million
Standard Variable Mortgage
Five years
Weekly / Fortnightly / Monthly
Mandatory
Standard Variable Mortgage
Up to 90%
Standard Offset Mortgage
If you like to use your savings to reduce the interest you pay on your home loan, the Offset home loan is for you.
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Standard Offset Mortgage
Save more with your savings by using them to offset the interest charged to your loan. Features: saving on interest helps to fast-track your loan.
Standard Offset Mortgage
$250,000
$4 million
Standard Offset Mortgage
Five years
Weekly / Fortnightly / Monthly
Mandatory
Standard Offset Mortgage
Up to 90%
Standard Fixed Mortgage
A home loan with protection from rate rises, as well as the peace of mind of knowing just how much you'll pay.
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Standard Fixed Mortgage
Maintain full control and peace of mind, with an interest rate that stays fixed, which means your repayments stay the same each month.
Standard Fixed Mortgage
$250,000
$4 million
Standard Fixed Mortgage
Five years
Monthly
Mandatory
Yes3
Standard Fixed Mortgage
Up to 90%
Yes4
Mortgage Plus
A flexible home loans package that suits your needs now and into the future.
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Mortgage Plus
Enjoy a range of savings, when you bundle your Citibank home loan with any eligible Citibank Credit Card and Citibank Plus everyday account.
Mortgage Plus
$250,000
$4 million
Mortgage Plus
Five years
Weekly / Fortnightly / Monthly
Mandatory