REUSE CREDIT

Ongoing access to cash
Reusing your available credit

Reusing your available credit

One of the unique benefits of Citi Lending accounts1 is the flexibility of reusing your available credit, at your Annual Percentage Rate2.

This means you never need to apply for more credit or another loan again, because each time you make a repayment, you can reuse your available credit, allowing you to spend again and again.

How to access your available credit

How to access your available credit

Sign into your account and transfer funds to non-Citi accounts and pay bills via BPAY

Sign into your account and transfer funds to non-Citi accounts and pay bills via BPAY

Use your Lending Debit card for in store and online purchases and ATM withdrawals (Cash Advances)

Use your Lending Debit card for in store and online purchases and ATM withdrawals (Cash Advances)

What you can use your available credit for

  • Home ImprovementsHome Improvements
  • EducationEducation
  • Plane ticketsPlane tickets
  • Music lessonsMusic lessons
  • New diving gearNew diving gear
  • HobbiesHobbies
  • Fishing weekendFishing weekend
  • CashCash
  • New technologyNew technology
  • Hotel AccommodationHotel Accommodation
  • Sports feesSports fees
  • Golf weekendGolf weekend
  • HolidaysHolidays
  • Car HireCar Hire
  • New TVNew TV
  • New snow boardNew snow board
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My Offers

My Offers

From time to time you may become eligible for promotional offers which can save you interest.

These offers let you use your available credit for Balance Transfers and Fixed Payment Options. Subject to eligibility.

Important information:

  1. Citi Lending accounts include: Ready Credit, Citi Personal Loan Plus, Personal Credit.
  2. Refer to your statement for your standard Annual Percentage Rate.