With Ready Credit you have the freedom of enjoying what life has to offer, with cash ready when you are.
Your account is a revolving line of credit, which means you can use and reuse your available credit for any purpose, at the Annual Percentage Rate, at any time1.
You're saving on fees
Ready Credit is ahead of the rest when it comes to saving you fees.
Cash advance fees
Citi Debit card
One of the ways you can use and reuse your available credit is with your Citi Debit Card. You can use your card any where in the world, so it's perfect to take with you when you travel.
Your Debit card allows you to shop in store, withdraw cash from ATMs and even shop online, just like you would with your Credit Card.
You also have the option to request up to one additional Debit card to be linked to your account. This allows a loved one to use your available credit, at the Annual Percentage Rate, and enjoy the same benefits you do, at no extra cost.
As the primary account holder you will receive one easy bill to view all transactions made on your account.
Turn your smartphone into a mobile wallet with your Citi Debit card and your Android™ device.
Samsung Pay is a simple and secure way to pay with your compatible Samsung device. Simply register your Citi Lending Debit Mastercard with Samsung Pay to make in-store purchases.
Click the below to learn more about eligible devices, set up details and to view some frequently asked questions.
Online and Mobile Banking
When you register for online banking you can do everything you expect, and other things that may surprise you. From making repayments, transferring funds and paying bills to accepting promotional interest saving offers and accessing special discounts.
Downloading our Mobile App lets you do what you need to do on the go within a safe and secure environment, even when you're using public WiFi.
- Reuse of available credit will be charged at your Annual Percentage Rate. Refer to your statement for your Annual Percentage Rate.