PERSONAL LOAN PLUS

Citi Personal Loan Plus Features

Taking control and making what matters to you happen, is easier with Citi Personal Loan Plus.

Citi Debit card

Citi Debit card

One of the unique features of your Citi Personal Loan Plus account is that you can reuse your available credit, which means as you repay your initial loan you can reuse the credit that becomes available, at your Annual Percentage Rate1.

You have received a Citi Debit Card with your Citi Loan to give you easy access your available credit, anywhere in the world. You can access your available credit to make purchases in store or to withdraw cash from ATMs. You can also use your card to shop online, just like you would a credit card.

Additional Card

You also have the option to request up to one additional Debit card to be linked to your account. This allows a loved one to use your available credit, at the Annual Percentage Rate, and enjoy the same benefits you do, at no extra cost.

As the primary account holder you will receive one easy bill to view all transactions made on your account.

Mobile Wallet

Mobile Wallet

Turn your smartphone into a mobile wallet with your Citi Debit card and your Android device.

Samsung Pay

Samsung Pay is a simple and secure way to pay with your compatible Samsung device. Simply register your Citi Lending Debit Mastercard with Samsung Pay to make in-store purchases.

Click the below to learn more about eligible devices, set up details and to view some frequently asked questions.

Choose your own PIN

Choose your own PIN

Choosing a PIN you'll remember for your Citi Debit card is easy. Simply sign into your account or use our Mobile App and follow the prompts.

Online and Mobile Banking

Online and Mobile Banking

When you register for online banking you can do everything you expect, and other things that may surprise you. From making repayments, transferring funds and paying bills to accepting promotional interest saving offers and accessing special discounts.

Downloading our Mobile App lets you do what you need to do on the go within a safe and secure environment, even when you're using public WiFi.

Important information:

  1. Reuse of available credit will be charged at your Annual Percentage Rate. Refer to your statement for your Annual Percentage Rate.