Citibank

What's your journey?

Choose your journey to find the Citibank Package that suits your lifestyle.

Every journey's different.

Hard-working solutions in savvy combinations, Citibank Packages are designed to help you get ahead on your journey. Whatever it may be.

Find the Citibank Package that suits you using the options above.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Every journey's different.

Hard-working solutions in savvy combinations, Citibank Packages are designed to help you get ahead on your journey. Whatever it may be.

Find the Citibank Package that suits you using the options above.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Get started with the Citibank Starter Package.

When you're starting out, you need a solution that stands out and makes everyday banking easy. The Citibank Starter Package combines our essential transaction and savings accounts, and includes a cash back bonus to help you get ahead.

  • $120 cash back
    on your transaction account
    • in the first year when you deposit $3,000 every month into your transaction account, Citibank Plus.
  • $0 fees
    on your transaction and savings account
    • with no minimum balance.
More benefits
Transaction account - Citibank Plus:
  • Australia's only fee free everyday banking account
  • Several ATM operators in Australia now offer fee-free withdrawals. Please ensure you check the ATM for any fees before completing a transaction
  • Free international money transfers from Australia to
    any account anywhere in the world
  • Free Visa Debit card, so you can shop online,
    in-store or overseas using your own money.
Savings account - Citibank Online Saver:
  • Earn competitive variable interest
  • No minimum balance and no account fees
  • Online and phone banking 24 hours a day, seven days a week.

Apply for your Citibank Starter Package today.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Save sooner with the Citibank Saver Package.

Whatever you're saving for, the Citibank Saver Package offers the flexibility to get you there sooner by connecting three powerful solutions: a savings account, transaction account and credit card.

  • $120 cash back
    on your transaction account
    • in the first year when you deposit $3,000 every month into your transaction account, Citibank Plus.
  • $0 fees
    on your transaction and savings account
    • with no minimum balance.
  • $0 annual fee
    on your credit card
    • when you deposit $3,000 every month into your Citibank Plus account.
More benefits
Transaction account - Citibank Plus:
  • Australia's only fee free everyday banking account
  • Several ATM operators in Australia now offer fee-free withdrawals. Please ensure you check the ATM for any fees before completing a transaction
  • Free international money transfers from Australia to any account anywhere in the world
  • Free Visa Debit card, so you can shop online,
    in-store or overseas using your own money.
Savings account - Citibank Online Saver:
  • Earn competitive variable interest
  • No minimum balance and no account fees
  • Online and phone banking 24 hours a day, seven days a week.
Citibank Rewards Credit Card - Platinum:
  • A low introductory rate of 0% p.a. for
    6 months# on balances transferred (cash rate after 6 months)
  • 1.25 points per eligible $1 spent on purchases in Australia
  • 3 points per eligible $1 spent on international purchases, up to 250,000 points every year with Citibank's Rewards Program.

Apply for your Citibank Saver Package today.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Stay in control with the Citibank Payment Options Package.

To ease the pressure of managing your expenses, we've created the perfect budgeting tool that lets you decide how to use your savings or credit month by month.

  • 2.9% p.a.
    for 15 months1
    • on balances you transfer on your Citibank Ready Credit.
  • $0 annual fee
    on your credit card
    • when you spend over $16,000 each year.
  • $0 fees
    on your transaction account
    • with no minimum balance.
More benefits
Flexible line of credit - Ready Credit:
  • An introductory rate of 2.9% p.a. for 15 months1
  • Up to $30,000 credit limit for any purpose
  • A flexible redraw facility that allows you to withdraw again and again without re-applying and no fixed term.
Citibank Rewards Credit Card - Platinum:
  • $0 credit card annual fee every year when you spend $16,000 on your credit card, you'll save $199
  • 1.25 points per eligible $1 spent on purchases in Australia
  • 3 points per eligible $1 spent on international purchases, up to 250,000 points every year with Citibank's Rewards Program.
Transaction account - Citibank Plus:
  • Australia's only fee free everyday banking account
  • Several ATM operators in Australia now offer fee-free withdrawals. Please ensure you check the ATM for any fees before completing a transaction
  • Free international money transfers from Australia to any account anywhere in the world
  • Free Visa Debit card, so you can shop online,
    in-store or overseas using your own money.

Apply for your Citibank Payment Options Package today.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Settle in sooner with the Citibank Home Owner Package.

Take the complexity out of buying a property with the Citibank Home Owner Package, connecting three powerful solutions: your Citibank Mortgage Plus home loan, a transaction account and credit card.

  • $0 fees
    for monthly account keeping on your home loan
    • and free online redraw on selected loans.
  • $0
    or reduced annual credit card fee
    • on your choice of an eligible Citibank credit card.
  • $0 fees
    on your transaction account
    • with no minimum balance.
More benefits
Home Loan - Citibank Mortgage Plus:
  • High-deposit home loans are rewarded with lower interest rates
  • Ensuring certainty in your repayments with our competitive fixed rates and save with our free
    60-day rate lock
  • Free online redraw on the Standard Variable and Standard Offset Loans
  • No monthly account-keeping fees on your home loan products.
Take your pick from eligible Citibank credit cards:
  • Your choice of an eligible Citibank credit card with $0 or reduced annual fees
  • A reward program with reward points that never expire
  • Complimentary International Travel Insurance for you and your family.
Transaction account - Citibank Plus:
  • Australia's only fee free everyday banking account
  • Several ATM operators in Australia now offer fee-free withdrawals. Please ensure you check the ATM for any fees before completing a transaction
  • Free international money transfers from Australia to any account anywhere in the world
  • Free Visa Debit card, so you can shop online,
    in-store or overseas using your own money.

Apply for your Citibank Home Owner Package today.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Be in the know with the Citibank Investor Package.

Making it easy to grow your wealth, the Citibank Investor Package offers you a financial solution that is dedicated to building your wealth with efficiency, convenience and fixed returns.

  • Fixed returns
    on your term deposit
    • and flexibility to nominate your own term, from 8 days to 5 years.
  • $0 fees
    on your transaction account
    • with no minimum balance.
  • $0 annual fee
    on your credit card
    • every year, saving you $199.
More benefits
High interest Term Deposit - Citibank Term Deposit:
  • High interest and guaranteed returns and the flexibility to nominate your own term, from 8 days to 5 years
  • No establishment or account keeping fees
  • Easily calculate how much interest you will earn on maturity.
Transaction account - Citibank Plus:
  • Australia's only fee free everyday banking account
  • Several ATM operators in Australia now offer fee-free withdrawals. Please ensure you check the ATM for any fees before completing a transaction
  • Free international money transfers from Australia to any account anywhere in the world
  • Free Visa Debit card, so you can shop online,
    in-store or overseas using your own money.
Citibank Rewards Credit Card - Platinum:
  • $0 annual fee every year, savings of $199
  • 1.25 points per eligible $1 spent on purchases in Australia
  • 3 points per eligible $1 spent on international purchases, up to 250,000 points every year with Citibank's Rewards Program.

Apply for your Citibank Investor Package today.

Alternatively call us on 13 24 84 or visit your nearest Citibank branch.

Important Information

Important Information

  • New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
  • Citibank Plus and Citibank Online Saver are issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ("Citibank"). The Terms and Conditions that apply are available upon request. Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Further information and our dispute resolution process is available at citibank.com.au or by phone on 1300 137 931.
  • © 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.

Important Information

Important Information

  • #Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of
    6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a.
  • New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
  • Fees, charges and credit criteria apply. The product, rewards program and Dining Program terms and conditions that apply are available upon request. Products are issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ('Citibank'). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Further information and our dispute resolution process is available at citibank.com.au or by phone on 1300 137 931.
  • © 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.

Important Information

Important Information

  • 1. Your total balance transfers may not exceed 80% of your credit limit. The 2.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 15 months. Transferred balances are repaid before cash advances and purchases. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the standard variable Annual Percentage Rate, currently 18.99% p.a.
  • New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
  • Fees, charges and credit criteria apply. The product, rewards program and Dining Program terms and conditions that apply are available upon request. Citibank Plus is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ('Citibank'). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Further information and our dispute resolution process is available at citibank.com.au or by phone on 1300 137 931.
  • © 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.

Important Information

Important Information

  • New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
  • Fees, charges and credit criteria apply. The product, rewards program and Dining Program terms and conditions that apply are available upon request. New residential home loans only. Package not available with Basic Variable home loans or standalone Fixed Rate loans. Citibank Plus not mandatory if you have a Standard Variable Offset Mortgage. Products are issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ('Citibank'). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Further information and our dispute resolution process is available at citibank.com.au or by phone on 1300 137 931.
  • © 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.

Important Information

Important Information

  • New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
  • Fees, charges and credit criteria apply. The product, rewards program and Dining Program terms and conditions that apply are available upon request. New residential home loans only. Package not available with Basic Variable home loans or standalone Fixed Rate loans. Citibank Plus not mandatory if you have a Standard Variable Offset Mortgage. Products are issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ('Citibank'). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Further information and our dispute resolution process is available at citibank.com.au or by phone on 1300 137 931.
  • © 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.