Make your
fortune perform

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How can we make your fortune perform?

 
I want to build my investment portfolio
 

$100,000 to invest?

3.18% p.a.

on a 6 month term deposit when bundled with eligible investments.

$250,000 to invest?

3.78% p.a.1

on 6 month term deposit when bundled with eligible investments.

I want to invest in property

 

A home loan rate that outperforms


3.63%p.a4
3.66%p.a5

(Comparison rate)

Min $250K invested with Citibank (excl mortgage). Standard Variable & Standard Variable Offset loans,
$150K -$2M. LVR6 ≤ 90%. T&Cs apply.

TERM DEPOSIT & INVESTMENT BUNDLE

 
3.18% p.a.

Earn a higher rate of interest on your term deposit when
you also open an investment product

Key benefits
 
  • Earn 3.18% p.a. on a 6 month term deposit when you deposit at least $75,000 and invest $25,000 or more in eligible investment products (31 day notice period applies).
  • Tap into Citibank's global network to access some of the world's leading investment products.
  • Access the potential for enhanced returns, which may be offered by your choice of investment.
May appeal if
 
  • You're seeking the potential for higher returns than offered by traditional deposit products.
  • You understand the risks associated with investing and you are aware that the funds allocated to the investments are not principal or capital protected.
  • You'd like to diversify your investment portfolio.
  • You have at least $100,000 to invest.

Investing over $250,000? Receive a limited edition Year of the Rooster gold coin2, with our compliments – ask us how.

TERM DEPOSIT & INVESTMENT BUNDLE

 
3.78% p.a.1

Earn a higher rate of interest on your term deposit when
you also open an investment product

Key benefits
 
  • Earn 3.78% p.a.1 on your 6 month term deposit when you invest $250,000 or more, with half of your funds in eligible investment products (31 day notice period applies to term deposits).
  • Receive a limited edition Australian Lunar Series 2017 Year of the Rooster gold coin, with our compliments2.
  • Tap into Citibank's global network to access some of the world's leading investment products.
May appeal if
 
  • You're seeking the potential for higher returns than offered by traditional deposit products.
  • You understand the risks associated with investing and you are aware that the funds allocated to the investments are not principal or capital protected.
  • You'd like to diversify your investment portfolio.
  • You have at least $250,000 to invest.

Investing over $1 million? Receive a limited edition collectors set of three Year of the Rooster gold coins, valued at $3,9993.

HOME & INVESTMENT PROPERTY LOANS

 
3.63% p.a.4 | 3.66% p.a.5(Comparison rate)

Standard Variable & Standard Variable Offset loans,
$150K - $2M. LVR6 ≤ 90%. T&Cs apply.

Key benefits
 
  • Benefit from a competitive rate on your residential or investment property loan, when you invest at least $250,000 with Citibank, outside of the mortgage4.
  • Pay no application7 and monthly account keeping fees.
  • Tap into Citibank's global network to access some of the world's leading investment products, including structured products, managed funds and bonds.
  • Partner with a Mortgage Specialist who will help tailor a loan which suits your situation.
  • Gain detailed insights from bespoke property reports.
May appeal if
 
  • You're looking to bundle your residential or investment property loan with a leading investment product
  • You understand the risk associated with investing and you are aware that the funds allocated to the investments are not principal or capital protected
  • You are either a citizen or permanent resident of Australia and have $250,000 or more to invest beyond your mortgage.

Get in touch

Call us on 1300 552 070 1300 552 070 or request a call from our team

 
  • Complete your details below

  • Receive a call back from our team

 
 

By submitting this form, you consent to Citibank collecting, storing and disclosing your personal information.
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Become a Citigold client when you invest over $250,000, and discover
wealth management worth its weight in gold.

 

Diversify your investment portfolio with some of the world's leading foreign currency and investment products, offered to you through our global network.

Your gateway to our wealth management expertise, your dedicated Relationship Manager will partner closely with you on your wealth journey.

As a Citigold client, you'll enjoy exclusive experiences, invitations to wealth seminars, access to in-depth research and relationship pricing.

Important Information

†Interest rate is subject to change and only available on new term deposits up to AUD$2,000,000 when at least $25,000 of the total investment is allocated to eligible investment products (structured products, managed funds and bonds). 31 day notice period applies to term deposits. The minimum investment amount for bonds is $50,000; bonds are available to wholesale investors only who have an accountant's certificate certifying the investor had a minimum income of AUD $250,000 or more p.a. in each of the previous two years or has net assets of at least AUD $2.5 million.

1. Interest rate is subject to change and is only available on new term deposits up to AUD$2,000,000 when combined with a new eligible investment product (structured products, managed funds and bonds). Funds must be split equally between the Term Deposit and eligible investments. 31 day notice period applies to term deposits. The minimum investment amount for bonds is $50,000; bonds are available to wholesale investors only who have an accountant's certificate certifying the investor had a minimum income of AUD $250,000 or more p.a. in each of the previous two years or has net assets of at least AUD $2.5 million.

2. Clients who invest AUD $250,000 or more in the Term Deposit and Investment Bundle between 16 January 2017 and 31 March 2017 ("Qualifying Period") will receive an Australian Lunar Series II 2017 Year of the Rooster 1/10oz Gold Proof Coin valued at AUD$339 from the Perth Mint ("the Gold Coin"), ("the Offer"). The Offer is limited to one Gold Coin per Citibank client. The Gold Coin will be distributed once settlement of funds is confirmed. The Gold Coin may not be redeemed for cash or in lieu of any other discounts or gifts. No credit or exchange will be provided. Subject to availability, on occasion where unavailable, a substitute will be provided of equivalent value. The Gold Coin will be distributed by a third party and sent to recipient’s preferred address. The Offer is not available to US persons and may not be available in all jurisdictions. To the extent permitted by law, Citibank reserves the right to terminate this Offer or amend any of these terms and conditions at any time without notice. Eligible investments include a bond, structured product, managed fund or any combination of these. Minimum total investment amount for the offer is AUD $250,000. Bonds are available to wholesale investors only. The minimum investment amount is AUD $50,000 to wholesale investors who have an accountant's certificate certifying the investor had a minimum income of AUD $250,000 or more p.a. in each of the previous two years or has net assets of at least AUD $2.5 million.

3. Clients who invest AUD $1,000,000 in any eligible investment e.g. a bond, structured product or managed fund, between 16 January 2017 and 31 March 2017 will receive an Australian Lunar Series II 2017 Year of the Rooster Gold Proof Three-Coin Set from the Perth Mint ("Gold Coin Set"), valued at AUD$4,000.00 ("the Offer"). The Offer is limited to one Gold Coin Set per Citibank client. The Gold Coin Set will be distributed once settlement of funds is confirmed. The Gold Coin Set may not be redeemed for cash or in lieu of any other discounts or gifts. No credit or exchange will be provided. Subject to availability, on occasion where unavailable, a substitute will be provided of equivalent value. The Gold Coin Set will be distributed by a third party and sent to recipient’s preferred address. The Offer is not available to US persons and may not be available in all jurisdictions. To the extent permitted by law, Citibank reserves the right to terminate this Offer or amend any of these terms and conditions at any time without notice. Bonds are available to wholesale investors only. The minimum investment amount is AUD$50,000 to wholesale investors who have an accountant's certificate certifying the investor had a minimum income of AUD $250,000 or more p.a. in each of the previous two years or has net assets of at least AUD $2.5 million.

4. Advertised Home Loan rates are subject to change at any time and are for new, secured loans only, when taken up with an investment product, including structured products, managed funds and bonds with a minimum investment amount of AUD $250,000. Min loan amount of AUD $150,000, max loan amount of AUD $2,000,000. Offer available only for citizens or permanent residents of Australia and not available in conjunction with any other offer. All loans and securities are subject to Citigroup's credit criteria. Establishment and, where applicable, legal fees apply. Terms and conditions apply and are available on request.

5. Comparison Rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

6. The Loan to Value Ratio (LVR) is the same as the Loan to Security Ratio (LSR) in the loan documentation. Above 80% LVR requires Lenders Mortgage Insurance to be paid. Margin discounts are based on the LSR as confirmed by Citibank at the time of loan approval. The LSR may change between the date of loan approval and loan settlement and Citibank reserves the right to vary the margin discount between the date of loan approval and date of the loan settlement based on a change in the LSR. Any increase or decrease in the LSR after loan approval will not change the level of margin discount, although the Citibank reference rate is variable and subject to change.

7. Other fees and charges, such as government fees, late payment, dishonour fees, prepayment and repayment fees may apply. Investments are not deposits or other obligations of, guaranteed, or insured by Citibank N.A., Citigroup Inc., or any of their affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested.

Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance is not an indicator of future performance. Investment products are not available to US persons and may not be available in all jurisdictions. All investments are subject to risks and can change in value.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. You should also obtain and consider the relevant Product Disclosure Statement and terms and conditions before you make a decision about any financial product, and consider if it's suitable for your objectives, financial situation, and needs. Investors are advised to obtain independent legal, financial, and taxation advice prior to investing.

Bonds are available to wholesale investors only. The minimum investment amount is AUD $50,000 to wholesale investors who have an accountant's certificate certifying the investor had a minimum income of AUD$250,000 or more p.a. in each of the previous two years or has net assets of at least AUD $2.5 million.

© 2017 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.