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Citi Ready Credit

A convenient, revolving line of credit that is ready when you are

With Citi Ready Credit, you can:

  • Receive 3.99% p.a. for 3 years on the initial balance transferred to your bank account4
  • Receive a credit limit between $5,000 - $75,000
  • Choose your own repayments each month, over the minimum payment due
  • Pay no monthly or annual fees, just a one-off establishment fee of $1995

A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing purchases and cash advances.



Citi Personal Loan Plus

Discover the road less travelled with an unsecured personal loan

With a Citi Personal Loan Plus, you could:

  • Get things going with a low variable rate of just 8.90%p.a. Comparison rate 9.18% p.a.1
  • Borrow between $5,000 and $75,000
  • Choose your tenure of either 3, 4 or 5 years and budget with confidence with equal monthly repayments2
  • Pay off your loan faster, with no early pay out fee or additional repayment fees - just a one off establishment fee of $1993
  • Access a reusable credit facility, allowing the use of available credit, without needing to reapply2

You would like to…



Citi Personal Loan Plus

Bring your renovation to life with an unsecured personal loan

With a Citi Personal Loan Plus, you could:

  • Get things going with a low variable rate of just 8.90%p.a. Comparison rate 9.18% p.a.1
  • Borrow between $5,000 and $75,000
  • Choose your tenure of either 3, 4 or 5 years and budget with confidence with equal monthly repayments2
  • Pay off your loan faster, with no early pay out fee or additional repayment fees - just a one off establishment fee of $1993
  • Access a reusable credit facility, allowing the use of available credit, without needing to reapply2


Citi Ready Credit

Transform your home with a convenient revolving line of credit

With Citi Ready Credit, you can:

  • Receive 3.99% p.a. for 3 years on the initial balance transferred to your bank account4
  • Receive a credit limit between $5,000 - $75,000
  • Choose your own repayments each month, over the minimum payment due
  • Pay no monthly or annual fees, just a one-off establishment fee of $1995

A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing purchases and cash advances.


You would like to…




Citi Personal Loan Plus

See the world with an unsecured personal loan

With a Citi Personal Loan Plus, you could:

  • Get things going with a low variable rate of just 8.90%p.a. Comparison rate 9.18% p.a.1
  • Borrow between $5,000 and $75,000
  • Choose your tenure of either 3, 4 or 5 years and budget with confidence with equal monthly repayments2
  • Pay off your loan faster, with no early pay out fee or additional repayment fees - just a one off establishment fee of $1993
  • Access a reusable credit facility, allowing the use of available credit, without needing to reapply2


Citi Ready Credit

Welcome new experiences with a convenient, revolving line of credit

With Citi Ready Credit, you can:

  • Receive 3.99% p.a. for 3 years on the initial balance transferred to your bank account4
  • Receive a credit limit between $5,000 - $75,000
  • Choose your own repayments each month, over the minimum payment due
  • Pay no monthly or annual fees, just a one-off establishment fee of $1995

A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing purchases and cash advances.


You would like to…




Citi Personal Loan Plus

Make your dream wedding a reality with an unsecured personal loan

With a Citi Personal Loan Plus, you could:

  • Get things going with a low variable rate of just 8.90%p.a. Comparison rate 9.18% p.a.1
  • Borrow between $5,000 and $75,000
  • Choose your tenure of either 3, 4 or 5 years and budget with confidence with equal monthly repayments2
  • Pay off your loan faster, with no early pay out fee or additional repayment fees - just a one off establishment fee of $1993
  • Access a reusable credit facility, allowing the use of available credit, without needing to reapply2


Citi Ready Credit

Say "I Do" with a convenient revolving line of credit

With Citi Ready Credit, you can:

  • Receive 3.99% p.a. for 3 years on the initial balance transferred to your bank account4
  • Receive a credit limit between $5,000 - $75,000
  • Choose your own repayments each month, over the minimum payment due
  • Pay no monthly or annual fees, just a one-off establishment fee of $1995

A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing purchases and cash advances.


You would like to…




Citi Personal Loan Plus

An unsecured personal loan that fits your life

With a Citi Personal Loan Plus, you could:

  • Get things going with a low variable rate of just 8.90%p.a. Comparison rate 9.18% p.a.1
  • Borrow between $5,000 and $75,000
  • Choose your tenure of either 3, 4 or 5 years and budget with confidence with equal monthly repayments2
  • Pay off your loan faster, with no early pay out fee or additional repayment fees - just a one off establishment fee of $1993
  • Access a reusable credit facility, allowing the use of available credit, without needing to reapply2


Citi Ready Credit

A convenient, revolving line of credit that is Ready when you are

With Citi Ready Credit, you can:

  • Receive 3.99% p.a. for 3 years on the initial balance transferred to your bank account4
  • Receive a credit limit between $5,000 - $75,000
  • Choose your own repayments each month, over the minimum payment due
  • Pay no monthly or annual fees, just a one-off establishment fee of $1995

A standard variable rate of 20.49% p.a. applies to balances after 3 years, ongoing purchases and cash advances.