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Your family is the most important thing in your life and you can help secure their financial future if the main income owner suddenly passed away.
CoverPlus Life insurance offers a simple application process - Apply online or over the phone, with no medical or blood tests required.
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Get cover immediately
Once your application is accepted, you'll be covered immediately. |
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Cover up to $1.5 million
Get cover up to $1,500,000 for the Life Benefit for each life insured, depending on their age. |
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$15,000 Advance Assistance Benefit
Receive a $15,000 advance payment of part of the Life Benefit to help with costs such as funeral expenses. |
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Premiums you can afford
Choice of flexible and affordable payment options for the Life Benefit cover, from around $7 per week for each life insured*. |
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Available discounts
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Save if you combine your cover with your partner's cover under the one policy. |
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Receive a discount if you choose to pay your premiums annually. |
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| CoverPlus Life insurance provides the flexibility to customise your policy to suit your needs and your budget. |
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| Life Benefit |
| Choose your level of cover - from $50,000 through to $1,500,000. The maximum amount you can apply for is based on your age when you apply: |
| Ages 18 to 44 can apply for up to $1,500,000 |
| Ages 45 to 54 can apply for up to $750,000 |
| Ages 55 to 59 can apply for up to $250,000 |
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| Optional Critical Illness Benefit cover |
| For an additional premium, you can nominate any amount from $25,000 up to 50% of your Life Benefit sum insured as an optional Critical Illness Benefit. This amount will be paid if you are diagnosed with one of eight specified conditions and meet the relevant qualifying period. |
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| Note: The Life Benefit sum insured will be reduced by the amount of any Critical Illness Benefit paid. If the Critical Illness Benefit is paid, the premium payable for your policy will be recalculated based on the reduced sum insured for your continuing Life Benefit. Refer to the CoverPlus Life Product Disclosure Statement and Policy (PDS) for more details. |
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| View the Product Disclosure Statement |
| View the Insurance Financial Services Guide |
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| Get a quote and apply onlineapply online today to protect your family's future |
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* Premiums vary depending on factors including your age, gender, medical loadings and smoking status. For example, the premium for a female non-smoker aged 40 with a Life Benefit of $500,000 is $28.80 a month and for a male non-smoker aged 38 with a Life Benefit of $350,000 is $27.88 a month.
CoverPlus Life is distributed by Citigroup Pty Limited ABN 88 004 325 080 AFSL/ACL 238098 (Citibank). The issuer of this product is OnePath Life Limited (OnePath Life)
ABN 33 009 657 176, AFSL 238341. This product is not a deposit or liability of Citibank. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. You should read the Product Disclosure Statement (PDS) and consider whether this product is right for you. |
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