LENDING PRODUCTS

Loans to suit your lifestyle.

Loans to suit your lifestyle.

We create and tailor lending products to best suit your lifestyle, and help you get where you want to be sooner.

Home loans

Home loans

Home loans

We offer a range of solutions for first home buyers, refinancers and investors. Citigold clients also receive the following benefits:

  • Preferential discounts on variable rates on a range of home loans1
  • No application fee on all Citibank home loans
  • First year annual package fee waiver on Mortgage Plus package.

Personal loans

Personal loans

Personal loans

  • Citi Business Credit is a line of credit that you can use for any business expense. Whether you're launching a new business, looking for a way of managing your business' fluctuating cash flow or simply want the reassurance of knowing that credit is available should a great opportunity arise.
  • Citi Ready Credit provides you with access to your total approved credit limit. With a line of credit available to you whenever the opportunity arises, you will also have the flexibility to choose your own repayments (minimums apply).
  • Big or small, create your own future with Citi Personal Loan Plus. An instalment loan with a reusable credit facility that can be used for a variety of needs.

Business loans

Business loans

Business loans

  • A revolving line of credit that allows you to access funds as you repay, so you don't have to apply for a loan again
  • Offers freedom and flexibility to adapt to fluctuations in your cashflow
  • Ideal for financing production equipment.

Important Information Important Information

  1. The preferential discount is available to Citigold clients on all new Mortgage Plus or Basic Mortgage variable rate accounts where the mortgage is established via a Citibank Mortgage Specialist or through a Citibank Branch. Offer does not apply to any existing Citibank Mortgage accounts. Funds in a mortgage offset account do not contribute towards Citigold eligibility criteria. Minimal home loan amount applies. Not available in conjunction with any other offer. Terms, conditions and credit criteria apply.

This is general advice only and was prepared without taking into account your objectives, financial situation or needs. You should consider if the advice is appropriate for you. We recommend you seek professional advice before acting on the information in this material. You should read the Product Disclosure Statement or Terms and Conditions, available online or from a Citibank branch, before you make an investment decision. Investments are subject to risk, including loss of income and principal. Past performance is not an indicator of future performance. Due to exchange rate fluctuations, you risk losing capital if you invest in foreign currency. Some products are not available to US persons and may not be available in all jurisdictions. Investments are not a deposit with, liability of, or guaranteed by Citigroup Pty Limited, Citibank NA, Citigroup, Inc. or their related entities.