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Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity.

  • Citi Signature Card

    Citi Signature Card
  • Citi Platinum Card

    Citi Platinum Card
  • Citi Prestige Card

    Citi Prestige Card
  • 120,000 bonus Citi reward Points11
    With flights to Tokyo and many more destinations available on the Citi Reward Store, reward yourself on us6

    Apply now
  • 100,000 bonus Citi reward Points7
    With flights to Hanoi and many more destinations available on the Citi Reward Store, reward yourself on us6

    Apply now
  • 150,000 bonus Citi reward Points16
    With flights to London and many more destinations available on the Citi Reward Store, reward yourself on us6

    Apply now
Choose between our range of credit cards to suit your needs.
Spend points the way you want
Redeem them for eligible purchases with Select and Credit and receive a statement credit back on your account5
Turn them into frequent flyer miles including Emirates Skyward miles, Velocity frequent flyer and Singapore Airlines KrisFlyer1
Redeem rewards in the Citi Rewards Store including gift cards, electronics, homewares and more
Additional benefits

Pay here. Pay there. Pay almost anywhere. With Citi and Samsung Pay, you can now pay with your phone.

With the Citibank Dining Program, enjoy a free bottle of wine from award-winning wineries every time you dine at hundreds of participating restaurants and pay with your Citi card2.

No time to plan your next adventure? Let your personal concierge help you out. From suggesting a brewery in Brooklyn, to booking concert tickets in Melbourne, they can assist you from anywhere in the world, 24 hours a day, 7 days a week.

Here's what you'll need to apply

Around 15 minutes to complete the application

Around 15 minutes to complete the application

 

Earn more than $35,000 for  Platinum,  $75,000 for Signature and $150,000 per year for Prestige

Earn more than $35,000 for Platinum, $75,000 for Signature and $150,000 per year for Prestige

 

Be 18 years or older and an Australian resident

Be 18 years or older and an Australian resident

Important Information

Citi Platinum, Signature & Prestige Credit Cards

To access the full Terms and Conditions related to these products, click here.

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. New cards customers only and cannot be used in conjunction with any other offers.

Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $35,000 per year for Platinum, $75,000 per year for Signature or $150,000 per year for Prestige and your credit rating.

1. You must be a member of the airline and hotel loyalty programs in which you wish to claim airline and hotel loyalty points and have advised us of your airline and hotel loyalty program membership number prior to any such redemption. Membership of an airline and hotel loyalty program will be subject to the terms and conditions of that program. Airline Loyalty Points may take up to 28 business days to appear in your Airline Loyalty Program membership account.

2. Conditions apply. Visit citibank.com.au/dine

3. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance

4. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit http://www.visaplatinum.com.au for details.

5. Select and Credit is available on eligible purchases. An eligible purchase means an Eligible Transaction that you Select and Credit within 60 days of the eligible transaction date. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

6. Based on the cost of the lowest priced fare for a: single, adult, economy, one-way ticket excluding taxes/fees/surcharges departing from Sydney (SYD) arriving at Hanoi (HAN) or Tokyo (NRT) or London (LHR) taken over a sample of select 2018 travel dates. Flights are only redeemable using Citi Rewards Points via the Global Citi Rewards website: https://www.citirewards.com. The number of Points required to redeem flights may vary at the time of booking. Spend criteria applies. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. Information accurate as of 24 August 2017.

Citi Platinum Credit Card

7. To earn 100,000 bonus Citi rewards Points, you must apply for a Citi Platinum credit card by 31 January 2018, then spend $3,000 on your card within 90 days of approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Citi rewards Points will be credited within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

8. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Eligible Transaction is defined in the Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition.

9. Subject to your acceptance you will be billed an annual fee of $49 in the first year. This will revert to a discounted annual fee, of $149, in subsequent years. For additional cardholders an annual fee also applies, currently $90 per card. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

10. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application and the balance transfer fee, for a period of 15 months. The 15 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance and balance transfer fee will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

Citi Signature Credit Card

11. To earn 120,000 bonus Citi Rewards Points, you must apply for a Citi Signature credit card by 31 January 2018, then spend $3,000 on your card within 90 days of approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Citi Rewards Points will be credited within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

12. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. The Citi Signature Card earns 2 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines. 1.5 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 1 Point per $1 spent everywhere else on Eligible Transactions. 2 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant, hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

13. One complimentary Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Signature Credit Card. Citi Signature Credit Card cardholders must enroll for the Priority Pass Standard Membership at prioritypass.com/citibankaus. Once you have enrolled, please allow up to 15 working days for your Priority Pass card to arrive in the mail. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Signature Credit Card cardholder. The membership is subject to the Priority PassTM Conditions of Use. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority PassTM and Conditions of Use please refer to www.prioritypass.com.

14. Subject to your acceptance you will be billed an annual fee of $199 in the first year. This will revert to the full annual fee, currently $395, in subsequent years. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

15. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application and the balance transfer fee, for a period of 15 months. The 15 month promotional period commences once balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance and balance transfer fee will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

Citi Prestige Credit Card

16. To earn 150,000 bonus Citi rewards Points, you must apply for a Citi Prestige credit card by 31 January 2018, then spend $3,000 on your card within 90 days of approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Citi rewards Points will be credited within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. This offer is valid until 31 January 2018. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

17. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. The Citi Prestige Credit Card earns 3 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines. 2 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 1 Point per $1 spent everywhere else on Eligible Transactions. 3 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant, hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a “major restaurant” for calculating Points.

18. Luxury Airport Transfer Service is a special feature of the Citi Prestige Credit Card. Each Citi Prestige cardholder is entitled to one complimentary one-way airport transfer service per itinerary. This is capped at two redemptions per calendar year per card. Luxury airport transfer services will only be available for the primary cardholder, and will incur additional charges for extra stops, cancellation/amendment fees and waiting time charges, which will all be borne by the cardholder in USD. Luxury airport transfer imposes limits on the number of passengers per car and/or the number of luggage per passenger. This service is limited to a maximum of 2 large suitcases and 4 passengers per car. All booking is subject to availability. Booking for the services must be made at least 72 hours prior to commencement of travel. Available for trips to and from the airports at selected airports in the Asia Pacific region only. Luxury airport transfer services have a complimentary transfer allowance limit, which is based on driven kilometres in each city. Kilometre limits vary from city to city. Any excess charges beyond the complimentary kilometre allowance will be advised to cardholder upon confirmation of the booking. All charges must be made on Citi Prestige card and will be in USD. Please refer to full Terms and Conditions.

19. One complimentary Priority PassTM Membership, with unlimited lounge visits, for the primary cardholder is a Special Feature of the Citi Prestige Credit Card. Citi Prestige Credit Card cardholders must enroll for the Priority Pass Standard Membership at prioritypass.com/citibankaus. The primary cardholder may bring one guest per visit. Any additional guests will be charged directly by the lounge. Once you have enrolled, please allow up to 15 working days for your Priority Pass card to arrive in the mail. Unused visits cannot be carried forward to the following membership year. The membership is subject to the Priority PassTM Conditions of Use. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority PassTM Conditions of Use please refer to www.prioritypass.com.

20. Complimentary Hotel Stay is a Special Feature of the Citi Prestige Credit Card. Complimentary Hotel Stay Benefits available to Citi Prestige primary cardholders once (per account) in every calendar year. Bookings must be made and used only in that calendar year. Unused complimentary hotel stay will be forfeited on the 31st December of each calendar year and cannot be carried forward to the next year. In order to receive the Complimentary Hotel Stay Benefit you must maintain your account in good standing, including (without limitation) by paying at least the minimum due on the most recent card statement by the due date. Booking for the services must be made at least 48 hours prior to commencement of stay. Complimentary Hotel Stay Benefit is subject to availability. Complimentary Hotel Stay Benefit is based on the room category listed with the hotel with a maximum of two people allowed per room. Any different bedding configurations and room upgrades must be paid by the cardholder. Please refer to full Terms and Conditions

21. Free Nights Program is a Special Feature of the Citi Prestige Credit Card. Valid for Citi Prestige primary cardholders only. A minimum of 4 consecutive nights' stay is required in order to enjoy one night on a complimentary basis. The maximum complimentary night’s stay is one and all other nights will be borne at the cardholder’s cost. There are no credits for any unused free nights if the guest checks out early. Only one complimentary night is allowed per Citi Prestige primary cardholder per room per booking. Complimentary night has no refund value. To qualify for the complimentary night, booking for the services must be made at least 48 hours prior to commencement of stay, and the cardholder who booked the stays must be one of the paying guests. Complimentary night must be utilized during the same stay as the purchased nights; purchased and complimentary nights must be of the same room types. Back-to-back stays are not allowed. Back-to-back stays are stays at the same city/state booked on two reservations (as an example, you book four nights at a hotel on one; reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8 nights stay). Please refer to full Terms and Conditions.

22. Golf Privileges are a Special Feature of the Citi Prestige Credit Card. Three (3) complimentary green fees for Citi Prestige Visa primary cardholders at participating golf clubs per calendar year. Offer is fully subsidized by Visa and not a direct offer from the golf clubs. Offer is valid for Citi Prestige primary cardholders only with cards issued within Asia Pacific. Citi Prestige Visa primary cardholders are entitled to book and play for a maximum of 3 times per calendar year. Maximum 3 Citi Prestige primary cardholders are allowed to use the complimentary green fee per flight. Bookings cannot be made less than 5 calendar days and more than 14 calendar days in advance before day of tee-off. Note that day of tee-off does not count. Citi Prestige Visa cardholders must follow the terms and conditions of booking set out in the full Terms and Conditions.

23. Available to the Citi Prestige primary cardholder for investments greater than $250,000 and only from a Citi Relationship Manager.

24. Subject to your acceptance you will be billed an annual fee of $700.