Benefits and Offers

Benefits and Offers

There is a world of benefits available with your Lending account from special retail discounts to promotional interest offers and more.

Special Discounts

Special Discounts

We have a range of special retail discounts for you to enjoy from golf memberships, travel and car hire to wine, homewares and sporting apparel.

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My Offers

My Offers

My Offers is an online portal where you can view and accept
promotional interest offers specifically for you.

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Credit Line increase

Credit Line increase

Extra cash, no processing fee

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Balance Transfer

Balance Transfer

Consolidate your non-Citibank balances and save on interest.

DISCOVER THE BENEFITS
Fixed Payment Option

Fixed Payment Option

You choose the terms, enjoy extra cash at a discounted rate and pay it over 1, 2 or 3 years,
it's up to you.

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Mobile App
Citibank Dining Program

Citibank Dining Program

Receive a free bottle of award winning wine, every time you dine and use your Citi Debit card at hundreds of partner restaurants.

FIND YOUR NEAREST RESTAURANT
Complimentary Insurances

Complimentary Insurances

Automatically receive complimentary insurances when you purchase goods using your lending account.

  • Purchase Cover Insurance: If items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your debit card, they may be repaired, replaced, rebuilt or reinstated, free of charge if you make a claim within 21 days.
  • Extended Warranty Insurance: Generally, the manufacturer's warranty period is doubled, up to 12 months, when you purchase items with your debit card.
  • Guaranteed Pricing Scheme: Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online.
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Important information:

For any claims lodged on or after 1st May 2016, Complimentary Insurance and Guaranteed Pricing Scheme are issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance)(AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122850), 2 Market Street, Sydney NSW 2000, and are subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available here

For any claims lodged prior to 1st May 2016, Complimentary Insurance and Guaranteed Pricing Scheme are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available here