LENDING

  • Personal lending

    Experience the possibilities

    Personal lending Experience the possibilities.

Our loans can help finance the things that matter to you. Take yourself on a trip of a life time, get started on that dream kitchen or make that moment more memorable. The possibilities are endless.

  • Citi Personal Loan Plus

    9.99%
    p.a.

    Variable Interest Rate

    10.95%
    p.a.1

    Comparison Rate

    Our unsecured personal loan helps you take control and make things that matter to you happen.

  • Citi Ready Credit

    7.9%
    p.a.

    2 Years2

    You'll be ready to take on life as your line of credit will be available whenever the opportunity arises.

Looking for business finance? Citi Business Credit offers you an
unsecured line of credit with the freedom and flexibility to adapt to your
vaying business needs. Learn More >

Calculators & tools

  • Borrowing power calculator

    Borrowing power
    calculator

  • Repayments calculator

    Repayments
    calculator

  • Frequently asked questions

    Frequently asked
    questions

Need more info

Experience the possibilities

  • Renovations & home improvement

    Renovations & home improvement

    We can help fund your renovations, whether it's a new pool, deck or furnishings.

  • Travel & holiday

    Travel & holiday

    Whether it's an adventure tour, a tropical retreat or luxury cruise, we can help fund all the costs for your dream holiday.

  • Weddings & special occasions

    Weddings & special occasions

    We can help you make that special moment more memorable.

Important information: (enlarged viewing)

Terms and conditions for Citi Ready Credit

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. Existing lending customers are not eligible to apply for the below offers.

  1. This comparison rate is based on a 5 year unsecured variable rate loan of $30,000

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  2. The 7.9% p.a. interest rate applies to the initial balance for 24 months from the date your account is approved. The initial balance can be either a Balance Transfer (BT) at the point of application, or a cheque-to-self within 90 days of Account opening. Cheques-to-self will appear as a BT on your statement. Payments are applied to introductory offer BT amounts before Cash Advances and purchases, and if your Account has more than one BT, the BT at the lowest interest rate will be repaid first. Transferred Balances will be repaid first before establishment fee which attracts interest at the standard variable rate. At the end of the introductory offer period, the interest rate on any outstanding balance will revert to the standard variable rate, currently 19.99% p.a. Interest rates are variable and subject to change. This information is current as at 1 September 2017. Offer ends
    31 December 2017. Offer may be extended.

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