FLEXIBLE PERSONAL LOANS

Finance the things that
matter to you.

Finance the things that matter to you.

Flexible Personal Loans. Finance the things that matter to you.

Whatever you could use some extra money for, renovations, a holiday, to fund school fees or any personal use, Citi can offer you a flexible personal loan with a choice of introductory fixed rates. You have the flexibility to pay it back early with no exit fees and redraw whenever you like, at the standard variable rate, currently 19.99% p.a. with ongoing access to funds.

Fixed loan repayments

9.99% p.a. for 4 years1
  • Credit limits from $5,000 to $75,000
  • A low $149 establishment fee4
  • No monthly or annual fees2
  • Flexibility to make additional repayments at any time, without penalty
  • Any usage outside of this offer or any late repayments will be at the standard variable rate, currently 19.99% p.a.

Flexibility to choose repayments

7.9% p.a. for 2 years5
  • Credit limits from $5,000 to $75,000
  • A low $149 establishment fee4
  • No monthly or annual fees2
  • No early payout fees, if you want to accelerate payments
  • Flexibility to choose your own payments (minimum apply)
  • A standard variable rate of 19.99% p.a. applies to balance after 2 years, and redraws1
See how our flexible personal loans can help you finance the things that matter to you.

  • Car

    Car

  • Renovation

    Renovation

  • Holiday

    Holiday

  • Special occasions

    Special occasions

  • General Purpose

    General Purpose

Personal loan calculators

Estimate how much you can borrow and what the repayments will be with our flexible personal loan tools and calculators. Or use the loan comparison tools to compare fees and interest rates.

Need more info...

More information on understanding our flexible personal loans.