IMPROVE YOUR HOME

Improve your home.

Rethink banking.

Improve your home. Rethink banking.

Improve your home.

From a pool to a patio, a sofa to a sound system, or any personal need you could use some extra money for, a Citi flexible personal loan can help you finance the things that matter to you.

How can a loan help you to improve your home?

How can a loan help you to improve your home?

  • Build your dream kitchen
  • Upgrade your bathroom
  • Create a garden oasis
  • Add a deck or patio.
How can a loan help you to improve your home?
  • A re-useable general purpose loan
  • Credit limits from $5,000 to $75,000
  • No early payment or exit fees so you can make a lump sum repayment at any time
  • Low one-off $149 establishment fee2
  • No monthly or annual fees3
  • Redraw available funds whenever you like at the standard variable rate, currently 19.99% p.a. with ongoing access to funds.
Choose the payment plan that's right for you:

Fixed loan repayments

9.99% p.a. for 4 years4
  • Fixed monthly repayments, so you'll know exactly what your repayments are.

Things you need to know

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Flexible repayments

7.9% p.a. for 2 years5
  • Choose your own repayments each month (minimums apply)
  • After 2 years, rate reverts to the standard variable rate, currently 19.99% p.a., on any outstanding balance.

Things you need to know

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