Understanding Investing

Our range of educational articles is designed to help you navigate the investment landscape and feel confident that you’re making wise financial choices.

  • Benefits of investing
  • Investment principles
  • Managing risk

Why invest?

Learn about the benefits of investing your money, instead of simply saving.

Understanding asset classes

A quick overview of how different investments work, their risks and their benefits.

Managing risk

Learn about the relationship between risk and reward, and how to strike the right balance for you.

Getting the right mix

When building an investment portfolio, you can minimise your overall risk through diversification.

Investing for the long term

A longer time horizon will help you maximise your portfolio’s returns.

Jargon buster

Use our handy investment glossary if you need further explanation of financial terms.

Important information:

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. You should also obtain and consider the relevant Product Disclosure Statement and terms and conditions before you make a decision about any financial product, and consider if it’s suitable for your objectives, financial situation, or needs. Investors are advised to obtain independent legal, financial, and taxation advice prior to investing.

Investments are not deposits or other obligations of, guaranteed, or insured by Citibank N.A., Citigroup Inc., or any of their affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance is not an indicator of future performance. Investment products are not available to US people and may not be available in all jurisdictions.