Car Insurance

Save up to 10% online*^

- Safe Driver Discount for eligible drivers*†
- Flexible excess to help reduce your premium*

Car Insurance


No matter how careful you might be on the roads, accidents can still occur. We offer reliable, competitive comprehensive car insurance cover for you and your loved ones.

Core Cover

Why choose comprehensive motor insurance through us?

  • Simple - Obtain a quote and purchase online to save up to 10%*^
  • Flexible - Option to pay by the month at no additional cost#
  • Choice - A range of different types of cover for you to choose from to suit your budget and needs
  • Easy claims process - Citibank understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss

Extra ways to save:

  • Up to 10% online discount*^ - Get up to 10% off your premium when you purchase online
  • No claim bonus discount*@ - Receive a no claim bonus of up to 65%
  • Restricted driver discount - Receive a discount if you choose to restrict cover for drivers 25 years of age or over
  • Safe driver discount*† - A further discount, over and above the no claim bonus discount, is available for eligible drivers

Compare the features


Summary of Features and Benefits

This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

If you have a claim under the policy we give benefits for: Comprehensive Third Party Fire & Theft Third Party Property Damage
Accidental loss of or damage to your vehicle
(only if caused by fire or theft)
New replacement vehicle if your new vehicle (less than two years old) is a total loss
Cover for your legal liability to pay compensation for damage to other people's property Up to $20,000,000 Up to $20,000,000 Up to $20,000,000
Legal liability cover when using a substitute vehicle
Legal costs
Rental car following theft $100 per day limit, up to 30 days $100 per day limit, up to 30 days
Reasonable costs of towing
(following a covered accident)

(following fire or theft of your vehicle)
Child seat / baby capsule cover Up to $500 for any one incident
Trailer and Caravan Cover (whilst attached to your motor vehicle) $1,000 or the market value of the trailer or caravan, whichever is the lesser
Emergency repairs Up to $500 for any one incident
Personal effects or clothing up to $1000 any one incident
Transportation costs Up to $500 for any one incident
Lock Re-keying and re-coding up to $1000 any one incident
Emergency accommodation and travelling expenses up to $1000 any one incident
Optional Benefits you can add
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims 1 replacement and 2 repairs in any period of insurance
Tools of trade Up to $1,500 for any one incident
Restricted driver excess - $2500 any one claim
Unnamed driver excess - $2500 any one claim

Important information :

# Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

* Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

^Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. The online discount does not apply to Third Party Fire & Theft and Third Party Property Damage policies.

@ For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.

† Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:

  • The ratable driver must be aged 30 years or over;
  • The insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
  • All nominated drivers must have had no at fault claims for the last five years.

Products are distributed by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ("Citibank"). The issuer for this product is Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No. 234708. This website contains general advice only and does not take into account your individual objectives, financial situation or needs. Before acting on this advice you should assess whether it is appropriate for you. You should also consider the relevant Product Disclosure Statement ("PDS") before making a decision about the product. Normal acceptance criteria apply. Terms, conditions and policy limits apply as set out in the policy wording. If you purchase this insurance, Citibank will receive a commission that is a percentage of the premium, details can be provided on request.