Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

Please note that whether or not a transaction is an Eligible Transaction will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity.

Select your card type:

Classic / Gold

Platinum

Signature

Prestige

Note: This calculator excludes Citi cardholders enrolled in airline frequent flyer direct earn rewards programs

Citi Classic Credit Card

Classic / Gold

Your everyday retail spend can help your Points add up fast
with your Citi Classic Credit Card.


How many Points can I earn?1

Domestic

Points are earned up to max $5,000
spend per Statement Period

1 Point per
dollar spent

$0 $5,000
$

per Statement Period

International

Uncapped

1 Point per
dollar spent

$0 $5,000
$

per Statement Period


Citi Platinum Credit Card

Platinum

Your everyday retail spend can help your Points add up fast
with your Citi Platinum Credit Card.


How many Points can I earn?1

Domestic

Points are earned up to max $10,000
spend per Statement Period

1 Point per
dollar spent

$0 $10,000
$

per Statement Period

International

Uncapped

1 Point per
dollar spent

$0 $10,000
$

per Statement Period


Citi Signature Credit Card

Signature

Your everyday retail spend can help your Points add up fast
with your Citi Signature Credit Card.


How many Points can I earn?1

Domestic

  • 2 Points per
    dollar spent

    Dining, hotels and airlines
    $0 $20,000
    $

    per Statement Period

  • 1.5 Points per
    dollar spent

    Fuel, major supermarkets and retail
    $0 $20,000
    $

    per Statement Period

  • 1 Point per
    dollar spent

    All other spend
    $0 $20,000
    $

    per Statement Period

International

2 Points per
dollar spent

 
$0 $20,000
$

per Statement Period


Citi Prestige Card

Prestige

Your everyday retail spend can help your Points add up fast
with your Citi Prestige Card.


How many Points can I earn?1

Domestic

  • 3 Points per
    dollar spent

    Dining, hotels and airlines
    $0 $50,000
    $

    per Statement Period

  • 2 Points per
    dollar spent

    Fuel, major supermarkets and retail
    $0 $50,000
    $

    per Statement Period

  • 1 Point per
    dollar spent

    All other spend
    $0 $50,000
    $

    per Statement Period

International

3 Points per
dollar spent

 
$0 $50,000
$

per Statement Period


Reward Points earned in a year

on your Citi Classic Credit Card:

34,200

Points per year

  • 2850 retail spend
    per Statement Period
    (domestic & international)

  • 2850 Points earned
    per Statement Period

Assumptions: Reward Points calculations for retail spend are based on the dollar value of eligible Domestic and International Spend entered in the calculator, your Statement Period retail spend remains constant and our reward Points earn rates for the above product do not change over the year. The calculations do not factor any promotional offers where additional Points may be earned and excludes any refunds or chargebacks. Please note that certain transactions do not earn reward Points as set out in the definition of Eligible Transactions in our Rewards Terms and Conditions.
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All rewards are subject to the Terms and Conditions of the Citi Rewards Program. For further information on the points earn, please refer to the Citi Rewards Terms and Conditions here.

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Important information

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions.

Important information

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. The Citi Signature Card earns 2 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines 1.5 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 1 Point per $1 spent everywhere else on Eligible Transactions. 2 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant, hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a “major restaurant”) will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a “major restaurant” for calculating Points.

Important information

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. The Citi Prestige Card earns 3 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines 2 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 1 Point per $1 spent everywhere else on Eligible Transactions. 3 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant, hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a “major restaurant”) will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a “major restaurant” for calculating Points.