About the Citi Clear Platinum Credit Card
Apply for a Citi Clear Platinum credit card and start saving on interest with a low 14.99% p.a. on retail purchases.
Rates and Fees
Balance transfer rate
Refer to cash advance rate2
Additional cardholder fee
$0. You may have up to four (4) additional cardholders, who must be 16 years or older.
Retail purchase rate
Cash advance rate
Interest free period
Up to 55 days interest free3
Maximum credit limit
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed at the Citi fees and charges page.
Rewards and benefits
Free wine when you dine
With the Citibank Dining Program, enjoy a free bottle of wine from award-winning wineries every time you dine at hundreds of participating restaurants and pay with your Citi card1. Learn more.
Peace of mind
Citi Clear Platinum includes complimentary Purchase Cover Insurance, Extended Warranty Insurance and more4. Select the 'Security' tab for details, or find out more here.
Visa Platinum Privileges5
With Visa Front Line Access, purchase some of the hottest tickets in town before they're released to the general public. Plus, experience more at home and overseas with exclusive offers including travel, entertainment and leisure.
Personal concierge service6
From hiring a private yacht in Fiji to tickets for a show in Sydney, all it takes is a phone call to your 24/7 concierge.
Simply call 1300 369 1451300 369 145.
Citi World Privileges
Access amazing offers at home or across the globe. From dining to shopping, sports to spas there is something for you.
Visit www.citiworldprivileges.com/au/ for the latest offer details7.
Emergency card replacement
24/7 customer service if your card is lost or stolen.
Fraudshield® detects irregular transactions on your account, and Citi's 2 Way SMS Alerts 24/7 service allows us to immediately alert you via text message of any credit card transactions deemed to be suspicious, and enables you to confirm instantly whether a transaction is genuine or fraudulent.
Visit Online Security at Citi for more information and to ensure you have provided us with your current mobile phone number to benefit from this service.
Complimentary Transit Accident Insurance4
Purchase your overseas travel tickets with your Clear Platinum card and you and your family may receive up to $500,000 if you were to sustain a fatal injury as a passenger whilst travelling.
Complimentary Purchase Cover Insurance4
If items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your Clear Platinum card, they may be repaired, replaced, rebuilt or reinstated, free of charge if you make a claim within 21 days.
Complimentary Extended Warranty Insurance4
Generally, the manufacturer's warranty period is doubled, up to 12 months, when you purchase items with your Clear Platinum card.
Complimentary Guaranteed Pricing Scheme4
Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online.
Using your card
Accessing your account
Manage your finances when and where you want with:
- Citibank Online
- The Citi Mobile® Banking App
- CitiPhone Banking
Visa credit cards have worldwide acceptance at 40 million locations.
With Visa payWave, make payments under $100 quickly and securely by tapping your credit card – there's no need for a signature or pin.
Enjoy all the benefits of your Citi credit card using Apple Pay. It’s the easy and secure way to pay*.
Learn more about Apple Pay.
Use your Clear Platinum card with Samsung Pay to make purchases on the go. Learn more about Samsung Pay
Receiving your statements
You will receive your statements monthly, either online via e-statements or by mail.
What information do I need to apply?
Having the following information ready will make it quicker for you to complete your application.
- Details about your employment (e.g. employment status, employer's contact details, time with employer in years and months)
- If you are self-employed, your accountant's name, name of their accounting firm, and contact phone number
- Gross income and monthly expenses
- For balance transfers, name on account, type of card/account, card/account number, amount being transferred and the issuing organisation's name and address
For further information, visit our How to Apply page
What does the Citi Mobile® Banking App offer?
With Citi's Mobile® App, you’re in control of your finances even on the move. Our One-Time PIN mobile banking security feature means you'll always have peace of mind when banking online.
- Instantly activate your credit card
- Check your balance and a real-time display of your credit card transactions
- Receive account alerts as push notifications
- iPhone users can sign in using their fingerprint with Touch ID Sensor
- Find and book Citibank Dining Program partner restaurants
Still have a question?
Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. New cards customers only and cannot be used in conjunction with any other offer. Please allow up to 15 days to process your application subject to verification and our credit criteria.
#Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $35,000 per year and your credit rating.
*Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
- Conditions apply. Visit citibank.com.au/dine
- Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate is as per the variable Annual Percentage Rate for cash advances, currently 21.74% p.a.
- The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or when you have Balance Transfers.
- Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance
- Exclusive Visa Platinum Entertainment Offers supplied by Visa. Visit www.visaplatinum.com.au for details.
- Exclusive Visa Platinum 24/7 concierge service supplied by Visa. Visit www.visaplatinum.com.au for details.
- Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.
© 2018 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.