Remember, after 12 months, any outstanding balance will revert to the cash advance rate.1
**Estimated savings assume balance transfer is processed before a retail purchase is made, minimum payment is made by the payment due date each month with no other transactions made during the promotional period at the non-promotional rate, and the entire balance is paid at the expiration of the promotional period. Estimated savings include annual fees for the promotional period. It excludes any other fees and charges and interest accrued at the standard interest rate. Your personal circumstances may differ.