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Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

Please note that whether or not a transaction is an Eligible Transaction will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity.

Citi Signature Qantas Credit Card

Earn the Rewards that mean
the most to you

  • Earn up to 1 Qantas Point per $1 Spent1
  • 50,000 bonus Qantas Points2
  • Redeem points for Qantas Frequent Flyer travel, experiences & more
Citi Signature Qantas Credit Card

Receive

50,000

bonus Qantas Points when you spend $2,000 within 90 days of
Card approval2

Earn points when you spend
Redeem your Qantas Points for Classic Flight Rewards3 on Qantas, Jetstar and participating partner airlines, or for products, experiences and vouchers from the online Qantas Frequent Flyer Store4. Points are automatically transferred to your Qantas Frequent Flyer account each Statement Period. Simply opt-in upon account activation and provide us with your Qantas Frequent Flyer Program membership number5.
Earn rates1:
  • 1

    Qantas Point

    For all eligible international spend

  • 1

    Qantas Point

    For selected domestic purchases made and booked directly from a range of major: restaurants and restaurant chains, hotel chains, airlines (flights only), travel agencies and travel aggregators

  • 0.75

    Qantas Point

    For selected domestic purchases made at major: petrol outlets, supermarkets and national retailers

  • 0.5

    Qantas Point

    Everywhere else on domestic Eligible Transactions Eligible Transactions (up to $20,000 per Statement Period)

  • 0% p.a. on balance transfers for 6 months6

    Save on interest payments by transferring any outstanding credit card balances from your non-Citi cards and enjoy 0% p.a. interest for 6 months on the amount transferred (reverts to cash advance rate) 6 and up to 55 days interest free7. Please note, no interest free days apply to retail purchases while you have a balance transfer.

  • Travel in style

    Reward yourself with a complimentary Priority Pass membership with two airport lounge visits per year8.

  • Complimentary Insurances

    Receive complimentary insurance for eligble products purchased with your Citi Signature Qantas Credit Cards, including International Travel Insurance, Extended Warranty Insurance and Purchase Cover Insurance9. Terms, conditions, exclusions and limits apply. Find out more.

  • Personal concierge service

    No time to plan rewarding moments? Let your personal concierge lend a helping hand . From recommending a restaurant in New York, to booking theatre tickets at home, they can assist you from anywhere in the world, 24 hours a day, 7 days a week. Simply call 1800 818 0081800 818 008.

  • Reduced annual fee

    $199 annual fee in the first year (normally $395)10, with an annual $49 fee for the Citi Qantas Rewards Program10.

  • Pay smarter with a Citi instalment plan

    A Citi instalment plan can make it easier to pay for life's important purchases. Split big buys into smaller, fixed monthly repayments at a lower interest rate over a range of selected terms.11

Additional benefits

Enjoy all the benefits of your Citi credit card using Apple Pay. It’s the easy and secure way to pay*.

Receive a free bottle of wine on us every time you dine at hundreds of partner restaurants and pay with your Citi card, thanks to the Citibank Dining Program12.

Want more rewarding opportunities? Access amazing offers at home or across the globe. Whether dining, shopping or local experiences, there is something there for you. Visit www.citiworldprivileges.com/au/ for the latest offer details13.

Here's what you'll need to apply
Around 15 
minutes to complete the application

Around 15 minutes to complete the application

Earn more 
than $75,000 a year

Earn more than $75,000 a year

Be 18 years 
or older and an Australian resident

Be 18 years or older and an Australian resident

A Qantas Frequent Flyer membership number. Join today for free at Qantaspoints.com

A Qantas Frequent Flyer membership number. Join today for free at Qantaspoints.com

Important Information

To access the full Terms and Conditions related to this product, click here.

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. New cards customers only.

#Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $75,000 per year and your credit rating.

*Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Citi Signature Qantas Credit Card earns 1 Point per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains, major travel agencies, major travel aggregators and flights directly booked with major airlines. 0.75 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend for the first $20,000 spent each Statement Period. 1 Point per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click hereclick here for the full definition of Eligible Transactions. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions and are defined as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Points after you advise us of your Qantas Frequent Flyer Program membership number. An additional annual fee of $49 will apply to join the Citi Qantas Rewards program. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Points at the end of each Statement Period. It may take 28 business days for the Qantas Points to appear in your Qantas Frequent Flyer membership account. Please note purchases not ordered or booked directly from the restaurant (e.g. through a delivery company) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

2. To earn 50,000 bonus Qantas Points, you must apply for a Citi Signature Qantas Credit Card by 31 July 2019, then spend $2,000 on your card within 90 days of approval. Cash Advances, Balance Transfers, refunds, chargebacks, Special Promotions and spend on the Linked Diners Club Card do not contribute to the spend threshold. The bonus Qantas Points will ordinarily be credited to your Qantas Frequent Flyer membership account within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Offer may be extended. Qantas Points are defined in the Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Frequent Flyer Points after you advise us of your Qantas Frequent Flyer Program membership number. An additional annual fee of $49 will apply to join the Citibank Qantas Rewards program. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Frequent Flyer Points at the end of each Statement Period. It may take 28 business days for the Qantas Frequent Flyer Points to appear in your Qantas Frequent Flyer membership account.

3. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges payable to Qantas (excluding any amounts payable to third parties at the airport), are payable in addition to the points required. For more information, visit qantas.com/classicflightrewards.

4. The redemption of Qantas Points for Awards is subject to the Qantas Frequent Flyer Terms and Conditions, the Qantas Store Terms of Use, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit the Qantas Store for details. The range of Awards and Qantas Points required change from time to time and are available while stocks last.

5. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Points after you advise us of your Qantas Frequent Flyer Program membership number. An additional annual fee of $49 will apply to join the Citi Qantas Rewards program. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Points at the end of each Statement Period. It may take 28 business days for the Qantas Frequent Flyer Points to appear in your Qantas Frequent Flyer membership account.

6. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. This offer excludes balances transferred from Citibank unsecured credit products. Please note you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. For important information to consider before taking up a balance transfer, please click here. This offer is valid until 31 July 2019 . Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

7. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn't due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

8. One complimentary Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Signature Qantas Credit Card. Citi Signature Qantas Credit Card cardholders must enrol for the Priority Pass Standard Membership at prioritypass.com/citibankaus. Once you have enrolled, please allow up to 15 working days for your Priority Pass card to arrive in the mail. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Signature Qantas Credit Card cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ and Conditions of Use please refer to www.prioritypass.com.

9. Complimentary insurance covers are subject to eligibility requirements : AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of Level 16, 310 Ann Street, Brisbane, QLD 4000 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000 has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) of 2-26 Park Street, Sydney NSW 2000 which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which may be amended from time to time. Citi does not guarantee this insurance.

10. Subject to your acceptance you will be billed an annual fee of $199 in the first year. This will revert to the full annual fee, currently $395, in subsequent years. An additional annual fee of $49 will apply for enrolling in the Citi Qantas Rewards Program.

11. Citi instalment plans are defined in the Credit Card T&Cs as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing. Your Fixed Payment Option uses part of your existing credit limit. As you pay off your Fixed Payment Option, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Fixed Payment Option, please refer to the Credit Card Terms and Conditions and Other Important Information.

12. Conditions apply. Visit citibank.com.au/dine.

13. Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

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