Citibank Ultimate Saver offers you all the benefits of an everyday transaction account that also pays you high interest.

You can access your money easily via ATMs, online or phone with unlimited free transactions and no monthly fee.
Earn 5.00% p.a.1 on the portion of your balance from $10,000 to $1,000,000. The first $10,000 does not earn interest.
Unlimited free transactions and no ATM fees at Citi, Westpac, St.George* and BankSA ATMs around Australia2
No monthly fee
Minimum ongoing balance $10,000
Online banking
Phone banking
Visa Debit
View the Terms and Conditions (Adobe PDF, 269kb)
View the Schedule of Fees and Charges (Adobe PDF, 70kb)

You can choose from a range of other high interest accounts to suit your personal savings needs:

Personal savings
Business savings
DIY Super savings
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Watch how your savings can grow.
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1. Stepped interest rates apply (meaning different rates of interest apply to different portions of your account balance). The portion of your balance under $10,000 earns 1.00%p.a. Rate of 5.00%p.a. applies to the portion of your balance from $10,000 to $1 million. Rate of 3.75% p.a. applies to the portion of your balance over $1 million. Interest rates are effective from 20 May 2010 and are subject to change at any time. Minimum ongoing balance of $10,000 applies.

2. Unlimited free transactions apply to those made in Australia but exclude charges for bank cheques, international payments and foreign currency services, overdrafts, dishonours, direct charges from ATM owners and other general banking services (see our Schedule of Fees & Charges and Terms and Conditions).

Ultimate Saver is issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 ("Citibank"). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider if it's appropriate for you.

Further information and our dispute resolution process is available at www.citibank.com.au or by phone on 1300 137 931.

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