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Tired of paying high credit card and loan interest rates?


ReadyCredit can help you SAVE on purchases, cash advances and also when you transfer your outstanding balances. Take advantage of this introductory rate offer while it lasts.


ReadyCredit allows you to:
Save with a low introductory rate
2.9% p.a. for 6 months on purchases, cash advances AND on balances you
transfer†
Choose how you use your credit
With 24/7 access to your cash via ATM, EFTPOS, Phone, Internet and a chequebook, anything is possible.
Avoid setup and transaction fees
Unlike most credit cards and personal loans, you can save with no application, transaction or cash advance fees#
Have the freedom to do what you want
With $5,000 to $25,000^ to use on whatever you want, you can repay and re-borrow funds again and again.


Alternatively print an application form (Adobe PDF, 50kb).




Existing customers are not eligible for this offer. Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. Terms and conditions apply and are available on request. Allow up to 10 working days to process your application.


† 2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six-month introductory period the interest rate will revert to an interest rate of 17.75% p.a. This interest rate is variable and subject to change and Citibank credit criteria.


# Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.


^ The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.


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