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Enjoy Double Happiness this Chinese New Year
Invest A$100,000 of new funds* with Citibank and receive a special collector's edition Crystal dog**.

ReadyCredit - 2.9% p.a. for 6 months^~
A flexible line of credit with access to funds when, where and how you need them - enjoy a low rate on balance transfers & purchases.

NEW Citibank Personal Loan!
Competitive rates & all the best features in one personal loan.

Looking for the potential for a higher rate of return?
Our Structured Investments give you the potential for a higher rate of return#, plus the safety of capital protection⁺

Citibank Management Associates Program
Call for applications for 2006 intake.

e-Treasury - opening up news ways of investing
Manage your local and foreign currency term deposits and Dual Currency Deposits entirely online!

Earn a high 5.50% p.a.^ interest on your savings
Online Cash Manager, high return and instant access to your cash.

Take off with a Traveller Account
The bank account designed for backpackers and working holiday travellers coming to Australia.

* New funds are funds not invested through Citigroup Pty Limited or Citibank N.A. Sydney Branch prior to 23 January 2006. Offer not valid for Online Cash Manager Account.
** Limited offer of one gift per customer and while stocks last. Citibank shall not be liable for any claims or injuries arising from the gift.
~ ReadyCredit currently offering 2.9% p.a. on purchases, cash advances, and balance transfers with this offer. After the six month introductory period the interest rate for the account will revert to the standard interest rate, currently 15.75% p.a. The standard interest rate is variable and subject to change and Citibank credit criteria.
# The rate of return is not guaranteed it depends on the market conditions. For full details of our grounds, including our assumptions and how your return will be calculated, please refer to the relevant Product Disclosure Statement (PDS).
+ Capital protection is an obligation of the issuer and will depend on its overall creditworthiness.
^ Online Cash Manager currently paying 5.50% p.a. at call. This is a variable rate and subject to change at any time. Terms and Conditions apply and are contained in the Product Disclosure Statement. You should base your decision to invest on the Product Disclosure Statement, available on this website or by visiting a Citibank Financial Investment Centre. Citibank is permitted by the Terms and Conditions to introduce account-keeping and other fees.

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