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The big savings
to be made with introductory rates make them a popular
- and affordable choice, for first home buyers and investors.
What to look for
Look beyond the introductory rate to the lender’s ongoing rate at the
end of the introductory period. You are likely to be paying off your mortgage
for some time, and if the standard rate isn’t competitive you may lose
the gains made on the honeymoon rate. And remember, a low introductory rate
shouldn’t mean paying more in fees and charges.
Nor should it
scrimp on features. Look for the ability to split the
loan into split-loan accounts as well as redraw and offset
facilities. And it’s vital that you can make extra
repayments - essential in saving time and interest, at
no extra cost.
Citibank 12 month
Introductory Rate– more than just great savings!
Citibank’s 12 month Introductory Rate offers the best of both worlds – a
razor thin 12 month introductory rate and the assurance of ongoing savings
on our variable tiered rates.
And while we’ve
trimmed on the interest rate, our 12 month introductory
rate mortgage is packed with features. Choose to split
the loan into as many as four accounts, or take advantage
of interest-only payments*. And our ongoing tiered discount
rates mean you’ll continue to save even after the
introductory period.
Best of all, we
can give you conditional loan approval in less than two
minutes from submission, which lets you concentrate on
finding the right property.
* Interest only only available
with Standard Mortgage.
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