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Citigroup Pty Limited
Comparison Rate Schedule |
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Citibank Personal Loans |
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Date of Issue: 11 August 2008 |
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| For customers meeting credit criteria for prime rates |
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| Loan Amount (unsecured) |
Term of loan (years) |
Annual percentage rate (p.a.) |
Comparison rate (p.a.) |
| $70,000 |
5 |
13.74% |
14.03% |
| $50,000 |
5 |
13.74% |
14.14% |
| $30,000 |
5 |
13.74% |
14.41% |
| $25,000 |
5 |
13.74% |
14.55% |
| $20,000 |
4 |
14.74% |
15.84% |
| $15,000 |
4 |
14.74% |
16.20% |
| $10,000 |
3 |
14.74% |
17.21% |
| $5,000 |
2 |
14.74% |
20.65% |
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For customers not meeting credit criteria for prime rates
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Average APR less 2%
(p.a) |
Average APR less 1%
(p.a) |
Average Annual
Percentage Rate (APR)
(p.a.) |
Average APR plus 1%
(p.a) |
Average APR plus 2%
(p.a) |
| Loan Amount (unsecured) |
Term of Loan (yrs) |
APR% |
Comparison Rate % |
APR% |
Comparison Rate % |
APR% |
Comparison Rate % |
APR% |
Comparison Rate % |
APR% |
Comparison Rate % |
| $30,000 |
5 |
15.13% |
15.80% |
16.13% |
16.80% |
17.13% |
17.79% |
18.13% |
18.79% |
19.13% |
19.79% |
| $25,000 |
5 |
15.13% |
15.93% |
16.13% |
16.93% |
17.13% |
17.92% |
18.13% |
18.92% |
19.13% |
19.92% |
| $20,000 |
4 |
16.30% |
17.40% |
17.30% |
18.39% |
18.30% |
19.39% |
19.30% |
20.39% |
20.30% |
21.38% |
| $15,000 |
4 |
16.30% |
17.76% |
17.30% |
18.75% |
18.30% |
19.75% |
19.30% |
20.74% |
20.30% |
21.74% |
| $10,000 |
3 |
16.30% |
18.76% |
17.30% |
19.76% |
18.30% |
20.76% |
19.30% |
21.75% |
20.30% |
22.75% |
| $5,000 |
2 |
16.30% |
22.21% |
17.30% |
23.21% |
18.30% |
24.20% |
19.30% |
25.20% |
20.30% |
26.20% |
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WARNING: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
© 2008 Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc Design are registered trademarks of Citigroup Inc. and are used and registered throughout the world. |
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