var tooltip_show=1;
var delay = 0;
function showToolTips(img,msg,apos,w,h)
{		

	finit();
	eval("var objToolTipsPos=getAnchorPosition('"+apos+"');");
	var tooltip_left = parseInt(objToolTipsPos.x);
	var tooltip_top = parseInt(objToolTipsPos.y);
	if(ns4)
	{
		
		tooltip_left=tooltip_left+3;
		tooltip_top=tooltip_top+44;
		delay = 4500;
	}
	else if(ie4)
	{
		
		tooltip_left=tooltip_left+7;
		tooltip_top=tooltip_top+65;
	}
	else if(ie5)
	{
	
		tooltip_left=tooltip_left+7;
		tooltip_top=tooltip_top+60;
	}
	objToolTips.left = tooltip_left+w;
	objToolTips.top  = tooltip_top+h;


	writegreytxt("divToolTips", msg);
	showObject(objToolTips);
	tooltips_onmouseover();
	window.setTimeout("hideToolTip()",delay);
}

function writegreytxt(apos, msg)
{
	strmsg=msg;
	layerWrite(apos,false,strmsg);
}

function tooltips_onmouseover()
{
	
	tooltip_show=1;
}

function tooltips_onmouseout()
{

	tooltip_show=0;
}

function hideToolTip()
{
	if(tooltip_show==0)
	{
		hideObject(objToolTips);
	}
	window.setTimeout("hideToolTip()",delay);
}


var ns4 = (document.layers)? true:false
var ie4 = (document.all)? true:false
var ie5 = (document.getElementById)? true : false;


var objToolTips;

function finit()
{
	if(ns4)
	{
		objToolTips=document.divToolTips;
	}
	else if(ie4)
	{
		objToolTips=document.all["divToolTips"].style;

	}
	else if(ie5)
	{
		objToolTips=document.getElementById("divToolTips").style;
	}
	hideObject(objToolTips)
}

function showObject(obj)
{
	if(obj!=null)
	{
		if (ns4)
		{
			obj.visibility = "show";
		}
		else
		{
			obj.visibility = "visible";
		}
	}
}

function hideObject(obj)
{
	if(obj!=null)
	{
		if (ns4)
		{
			obj.visibility = "hide";
		}
		else
		{
			obj.visibility = "hidden";
		}
	}
}

function layerWrite(id,nestref,text)
{
	if(ns4)
	{
		var lyr=(nestref)?eval('document.'+nestref+'.document.'+id+'.document'):document.layers[id].document;
		lyr.open();
		lyr.write(text);
		lyr.close();
	}
	else if(ie4)
	{
		document.all[id].innerHTML=text;
	}
	else
	{
		document.getElementById(id).innerHTML=text;
	}
}







function getAnchorPosition(anchorname) {

	var useWindow=false;
	var coordinates=new Object();
	var x=0,y=0;

	var use_gebi=false, use_css=false, use_layers=false;
	if (document.getElementById) { use_gebi=true; }
	else if (document.all) { use_css=true; }
	else if (document.layers) { use_layers=true; }

 	if (use_gebi && document.all) {
		x=AnchorPosition_getPageOffsetLeft(document.all[anchorname]);
		y=AnchorPosition_getPageOffsetTop(document.all[anchorname]);
		}
	else if (use_gebi) {
		var o=document.getElementById(anchorname);
		x=AnchorPosition_getPageOffsetLeft(o);
		y=AnchorPosition_getPageOffsetTop(o);
		}
 	else if (use_css) {
		x=AnchorPosition_getPageOffsetLeft(document.all[anchorname]);
		y=AnchorPosition_getPageOffsetTop(document.all[anchorname]);
		}
	else if (use_layers) {
		var found=0;
		for (var i=0; i<document.anchors.length; i++) {
			if (document.anchors[i].name==anchorname) { found=1; break; }
			}
		if (found==0) {
			coordinates.x=0; coordinates.y=0; return coordinates;
			}
		x=document.anchors[i].x;
		y=document.anchors[i].y;
		}
	else {
		coordinates.x=0; coordinates.y=0; return coordinates;
		}
	coordinates.x=x-30;
	coordinates.y=y-15;
	return coordinates;
	}


function AnchorPosition_getPageOffsetLeft (el) {
	var ol=el.offsetLeft;
	while ((el=el.offsetParent) != null) { ol += el.offsetLeft; }
	return ol;
	}
function AnchorPosition_getWindowOffsetLeft (el) {
	return AnchorPosition_getPageOffsetLeft(el)-document.body.scrollLeft;
	}	
function AnchorPosition_getPageOffsetTop (el) {
	var ot=el.offsetTop;
	while((el=el.offsetParent) != null) { ot += el.offsetTop; }
	return ot;
	}
function AnchorPosition_getWindowOffsetTop (el) {
	return AnchorPosition_getPageOffsetTop(el)-document.body.scrollTop;
	}



var msg1 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">Home loan packages combine different products such as a mortgage and a credit card. Packaging your home loan offers a range of benefits including discounted interest rates and savings on various fees.</td></tr></table></td></tr></table>';


var msg2 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">A type of loan that requires repayments on the interest only and, as such, leaves the loan principal untouched.</td></tr></table></td></tr></table>';


var msg3 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">An interest rate that will vary in line with changes to official interest rates.</td></tr></table></td></tr></table>';


var msg4 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">An interest rate that allows you to lock in to a specified rate of interest, with fixed monthly repayments, for a given period of time.</td></tr></table></td></tr></table>';


var msg5 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">Allows you to use extra cash to reduce the outstanding principal and interest on your home loan. This is a great way to pay off your loan faster.</td></tr></table></td></tr></table>';


var msg6 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">This popular loan feature lets you withdraw any additional repayments you have made on your mortgage. It is a useful way to reduce your interest while providing access to your funds. Citibank offers free, unlimited redraws on virtually all of our home loans with the exception of fixed rate loans.</td></tr></table></td></tr></table>';


var msg7 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">To help you get into your new home sooner, many lenders approve loans of up to 95% of the property&rsquo;s value.<sup>1</sup></td></tr></table></td></tr></table>';


var msg8 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">Also known as &lsquo;self-certified&rsquo; loans, low doc loans require less formal documentation verifying a borrower&rsquo;s income. Citibank offers a broad range of self-certified loans, which are ideally suited to self-employed people unable to provide evidence of income.<sup>2</sup></td></tr></table></td></tr></table>';


var msg9 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">Your home equity is the difference between what your property is worth and what you owe. Because your mortgage offers a lower interest rate than other loans, equity can be used as an easy-access low-cost source of funds.</td></tr></table></td></tr></table>';


var msg10 = '<table width="290" cellpadding=1 cellspacing=0 border=0 bgcolor="#2675AE"><tr><td><table width="100%" cellpadding=5 cellspacing=0 border=0 bgcolor="#ffffff"><tr><td align=right class="greytxt"><img src="images/spacer.gif" width="10" height="1"><a href="javascript:tooltips_onmouseout();" class="lbluetxt">X Close</a></td></tr><tr><td valign=top class="greytxt">An offset account is essentially a savings account that is linked to a home loan account. It can be a great way to save on interest costs because interest charged on the home loan is calculated on the difference between the balance of your loan amount owing and the balance in your savings account.</td></tr></table></td></tr></table>';