The Investment Insights section is for general reference and educational purposes only. Hypothetical scenarios presented are only to illustrate approaches to wealth management that are not and should not be relied upon as investment advice; each person's individual situations may differ. Nothing contained in the material constitutes a recommendation for the purchase or sale of any security and/or currency. Although the statements of fact in this report are obtained from sources that Citibank consider reliable, we do not guarantee their accuracy and any such information may be incomplete or condensed. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment. Investments are not deposits or other obligations of, guaranteed or insured by Citibank N.A., Citigroup Inc., or any of their affiliates/subsidiaries (unless specifically stated), or by any local government or insurance agency, and are subjected to investment risk, including the possible loss of the principal amount invested. Investors investing in investments denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance is not indicative of future performance, prices can go up or down, Mutual Funds are not available to US Persons and may not be available in all jurisdictions.
Country Specific Disclosures:
Australia: This document is distributed in Australia by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098. For a full explanation of the risks of investing in any investment, please ensure that you fully read and understand the relevant Product Disclosure Statement prior to investing.
Hong Kong: This document is distributed in Hong Kong by Citibank (Hong Kong) Limited ("CHKL"). Prices and availability of financial instruments can be subject to change without notice. Certain high-volatility investments can be subject to sudden and large falls in value that could equal the amount invested.
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Thailand: This document is distributed in Thailand by Citibank N.A. and made available in English language only. Investment contains certain risk, please study prospectus before investing. Not an obligation of, or guaranteed by, Citibank. Not bank deposits. Subject to investment risks, including possible loss of the principal amount invested. Subject to price fluctuation. Past performance does not guarantee future performance. Not offered to US persons.
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