CITIBANK LENDING COMPARISON TABLE

Welcome to the Citibank Lending Comparison Table. Simply select any or all our loans to compare. You can click on each feature category below to show/hide each feature for the Lending product(s) selected. If you have any further queries you can email us or go to Online Service Desk, or call us on 13 24 84. We're available 24 hours a day, seven days a week.

Select the feature that you are looking for

0

Products available

COMPARE
COMPARE

Select product you wish to compare:

Showing of products
Loan Purpose

  • Product Name

    Suitable for

  •  

     

  •  

     

  •  

     

Disclaimers:

Terms and conditions apply and are available upon request. Fees and charges apply. Credit Criteria apply.

Personal Credit

  1. The Citibank Personal Credit standard Annual Percentage Rate is currently 14.5% p.a. Interest rates are variable and subject to change. The interest rates are current as at 1 January 2013.
  2. A credit line of between $2,000 and $30,000 will be assigned based on our credit criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 per year.
  3. $69 establishment fee will be debited to your Account on the first use of your Account (including Card activation). This fee will appear on your first statement of Account.

#. Issuers: AIA Australia Limited ABN 79 004 837 861, AFSL 230043 and Great Lakes Reinsurance (UK) PLC ABN 18 964 580 57, AFSL 318603. You should consider the Product Disclosure Statement available at www.citibank.com.au, and whether or not the product is appropriate for you, before making a decision about the product.

Ready Credit

  1. A Cheque to Self will be treated as balance transfer (BT) on your account. Your total balance transfers with this offer may not exceed 80% of your credit limit. The 5.9% p.a. interest rate applies to balances transferred with this offer at point of application and Cheques to Self made with this offer within 90 days of account opening for a period of 2 years. Payments are applied to BT amounts before cash advances and retail purchases, and if your account has more than one BT, the BT at the lowest interest rate will be repaid first. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Citibank Ready Credit standard Annual Percentage Rate, currently 18.99% p.a. Interest rates are variable and subject to change. This information is current as at 1 January 2013. This offer ends 30 April 2013. Offer may be extended. Existing Ready Credit and Personal Credit customers are not eligible to apply for this introductory offer.
  2. A credit line of between $5,000 and $30,000 will be assigned based on our credit criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 per year.
  3. An establishment fee of $69 will be applied to your account upon activation.

#. Issuers: AIA Australia Limited ABN 79 004 837 861, AFSL 230043 and Great Lakes Reinsurance (UK) PLC ABN 18 964 580 57, AFSL 318603. You should consider the Product Disclosure Statement available at www.citibank.com.au, and whether or not the product is appropriate for you, before making a decision about the product.

Ready Credit - Fixed Payment Option

  1. (a) This offer is subject to our credit criteria and your existing accounts with us being in good order at the time of processing. (b) Your Fixed Payment Option amount uses part of your existing credit limit. As this is not additional credit, there is no change to your existing credit limit. As you pay off your Fixed Payment Option amount, the amounts you pay off will become available for you to use again as part of your credit limit. (c) The date of purchase must be within three months from card activation. To be eligible, the purchase must be made using this account; it must be a single transaction on your account and for an amount of $500 or more. You need to tell us about the transaction and request the Fixed Payment Option before the current statement date which the transaction appears. Please allow at least two working days from date of purchase before requesting the transfer. (d) If you fail to pay the Monthly Instalment by the Payment Due Date, this instalment amount will be charged at the standard interest rate. We also reserve the right to cancel your Fixed Payment Option. If your Fixed Payment Option is cancelled, the full outstanding balance of your Fixed Payment Option will also revert to the standard Annual Percentage Rate. (e) For the full terms and conditions of your Fixed Payment Option, please refer to the Unsecured Revolving Credit Terms and Conditions. (f) This offer ends 30 April 2013. Offer may be extended. Existing Ready Credit and Personal Credit customers are not eligible to apply for this introductory offer.
  2. A credit line of between $5,000 and $30,000 will be assigned based on our credit criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 per year.
  3. An establishment fee of $69 will be applied to your account upon activation.
  4. The Citibank Ready Credit standard variable Annual Percentage Rate is currently 18.99% p.a. Interest rates are variable and subject to change. The interest rates are current as at 1 January 2013.

#. Issuers: AIA Australia Limited ABN 79 004 837 861, AFSL 230043 and Great Lakes Reinsurance (UK) PLC ABN 18 964 580 57, AFSL 318603. You should consider the Product Disclosure Statement available at www.citibank.com.au, and whether or not the product is appropriate for you, before making a decision about the product.