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| Standard Interest Rate* |
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| Cash Advance Rate* |
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| Interest Free Period |
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| Maximum Credit Limit |
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| Annual Fee |
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| Supplementary Fee |
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| Card Types |
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| Minimum Income Requirement |
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| Age |
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| Free Rewards program |
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| Qantas Frequent Flyer |
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| Citibank Take Flight® |
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| Voucher, Gift Certificates & Merchandise Rewards |
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| Cash Back Rewards |
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| Photocard |
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| Digital Signature |
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| Fraudshield® |
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 |
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| 24/7 Customer Service |
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| Purchase Cover |
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Emergency Card Replacement within 24 hours (Australia) |
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| Free International Travel Insurance |
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| 20.74% p.a. |
| 20.74% p.a. |
| Up to 55 days interest-free |
| $100,000 |
| $250 |
| $90 |
| VISA and MASTERCARD |
|
| |
|
| |
| 26,000 merchants around the world |
| Yes |
| Yes |
| Yes |
|
| |
| 1 Reward point per $1 spent |
| 1 Reward point = 1 QFF point |
| Yes |
| Yes |
| Yes |
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| |
|
| |
|
|
|
 |
 |
 |
 |
 |
 |
| 20.74% p.a. |
| 20.74% p.a. |
| Up to 55 days interest-free |
| $25,000 |
| $119 |
| $30 |
| VISA and MASTERCARD |
|
| |
|
| |
| 26,000 merchants around the world |
| No |
| No |
| No |
|
| |
| 1 Reward point per $1 spent |
| 1 Reward point = 1 QFF point |
| Yes |
| Yes |
| Yes |
|
| |
|
| |
|
|
|
 |
 |
 |
 |
 |
 |
| 20.74% p.a. |
| 20.74% p.a. |
| Up to 55 days interest-free |
| $7,500 |
| $69 |
| $15 |
| VISA and MASTERCARD |
|
| |
|
| |
| 26,000 merchants around the world |
| No |
| No |
| No |
|
| |
| 1 Reward point per $1 spent |
| 2 Reward points = 1 QFF point |
| Yes |
| Yes |
| Yes |
|
| |
|
| |
|
|
|
 |
 |
 |
 |
 |
 |
| 12.49% p.a.+ |
| 20.74% p.a.+ |
| Up to 55 days interest-free |
| $20,000 |
| $65 |
| $19 |
| VISA only |
|
| |
|
| |
| 26,000 merchants around the world |
| No |
| No |
| No |
|
| |
|
| |
|
| |
|
|
|
 |
|
 |
 |
 |
 |
| 19.89% p.a. |
| 19.89% p.a. |
| Up to 55 days interest-free |
| $25,000 |
| $79 |
| $30 |
| MASTERCARD only |
|
| |
|
| |
| 26,000 merchants around the world |
| No |
| No |
| No |
|
| |
| No |
| No |
| No |
| No |
| Yes - 5% cash back at BP∆ and 1% off purchases everywhere else† |
|
| |
|
| |
|
|
|
 |
 |
 |
 |
 |
 |
| 20.74% p.a. |
| 20.74% p.a. |
| Up to 55 days interest-free |
| $20,000 |
| $69 |
| $19 |
| VISA only |
|
| |
|
| |
| 26,000 merchants around the world |
| No |
| No |
| No |
|
| |
| No |
| No |
| No |
| No |
| Yes - up to 4% Cash Back earned depending on the opening balance |
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