Start saving with Citibank Clear's low balance transfer rate†.

And for new purchases, the more you use your new Citibank Clear Card, the lower your standard rate.

By putting all your daily purchases and expenses on Citibank Clear, you can reduce your interest rate to as low as 9.99% p.a.

Apply now and start at a low 11.99% p.a. for your first 6 months.

After that it's up to you, because you're in control. Not the bank.

Transfer your balances and enjoy a low 4.9% p.a.Ø forever† No annual fee in the first year Up to 55 days interest-free on retail purchases Access anywhere, anytime via internet or phone banking