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With Cash Back Card there’s no need to worry about collecting or redeeming rewards points. Cash Back is automatically credited to your account every month, for every time you spend. Card Features: Up to 4% cash back^ automatically Low rate of 4.9% p.a.Ψ for life of balances you transfer† Up to 55 days interest free on retail purchases Credit limit of up to $20,000# Access to Citibank World Privileges Terms and Conditions apply and are available on request. An annual fee currently $69 for the Primary Card and $19 for an Additional Card applies. Standard Citibank Credit Card fees and charges apply. Ψ Citibank Credit Cards are currently offering an introductory rate of 4.9% p.a. on balances you transfer. † Balances transferred are repaid first. Transactions made other than with this offer will be subject to interest at Citibank's standard Cash BackR Card rate currently 19.49%p.a., which is variable and subject to change and Citibank Credit Criteria. # Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating. ^ Cash Back rate ranges between 0.5% and 4% determined by the monthly balance carried over and is accumulated until it is at least $25 and is then credited on the first day of your next Statement Period. Cash Back benefits are capped at $1,500 each 12 months from account opening. Accumulated Cash Back benefits are forfeited if the account is suspended or closed.

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