Automatic FREE access to a superior Rewards Program5
You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points6 1 Earn 1 reward point for every $1 spent – Giving you more points sooner.Free International Travel Insurance7
Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.Purchase Cover7
Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.Generous credit limit up to $25,0008
Citibank Gold gives you a higher credit limit so you have the purchasing power and financial flexibility you need.Up to 55 Days Interest-Free
Enjoy up to 55 days interest-free on retail purchases.Citibank World Privileges
It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's fines restaurants, you'll find something to temp you.FRAUD SHIELD®
Our fraud department checks any unusual activity to detect early signed of fraud and will contact you to check when they spot irregular purchases.Manage your card online or over the phone, 24/7
With our online and telephone banking services at your fingertips, it's never been easier to manage your Citibank Gold Card.
Take control of your finances and transfer the outstanding balances from your other non-Citibank credit or store cards you'll receive a low 4.9% p.a.1 for the life on balances you transfer2.
superior rewards program
international travel insurance
purchase cover
Click on one of the links below to take a look at a different offer on the Citibank Gold Card or other Citibank credit cards.
Terms and conditions apply (available on request). Fees and charges apply. Subject to your acceptance you will be billed an annual account fee which is currently $119 for the Primary Citibank Gold card, and $30 for an Additional Citibank Gold Card. Allow up to 15 working days to process your application
1 The 4.9%p.a. interest rate applies only to balances transferred with this offer.
2 Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate, currently 19.24%p.a., which is variable, subject to change and Citibank's credit criteria.
3 The 2.9%p.a. interest rate applies only to balances transferred with this offer for a period of 12 months.
4 Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the standard interest rate of 19.24%p.a., which is variable, subject to change and Citibank's credit criteria.
5 Rewards are subject to the Citibank Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open.
6 A Citibank Credit Cardholder must be a member of the Qantas Frequent Flyer program to redeem Reward points for Qantas Frequent Flyer (QFF) points. A joining fee applies. Membership of the QFF program is subject to Qantas Frequent Flyer Terms and Conditions. QFF members can redeem Reward points at a rate of 1 Reward point for 1 QFF point. All redemption requests must be in blocks of 10,000 Reward points.
7 International Travel Insurance and Purchase Cover are underwritten by Zurich Australia Insurance ABN 13 000 296 640 AFSL No. 232507 and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance.
8 Actual credit limit will be assigned based on Citibank's credit criteria.
9 Please note that, subject to acceptance, you will be billed no annual fee in the first year. You will be billed an annual fee in the second year which is currently $119 for the primary card and $30 for the secondary card.
