Citibank Australia
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1.9% p.a. for 9 months on balances transferred*
Enjoy a low rate of just 1.9% p.a. on the balances you transfer from your non-Citibank credit and store cards.
Complimentary Rewards program
Choose the way that you want to reward yourself with points that never expire. Get 1 point for every dollar spent and the option to redeem your points for travel, gifts or cash.
Complimentary international travel insurance
Give yourself peace of mind on the road with our comprehensive international travel insurance.
Complimentary purchase cover insurance
If anything you buy is lost, stolen or damaged within three months of purchase, you’ll receive free repairs or replacements, anywhere in the world.
Generous credit limit up to $25,000
All the purchasing power you need from a card that is as flexible as your lifestyle.
Access to Citibank World Privileges
Join the privileged few and get exclusive offers, exceptional services and superior benefits right across the world.
Up to 55 days interest-free on retail purchases
Enjoy up to 55 days interest free on all your retail purchases.
Informed Decision Making
To apply for this product you must meet the following minimum criteria:
  • You are at least 18 years of age
  • You have a good credit rating
  • You earn a taxable income of $35,000 per year or more
  • You are a permanent Australian resident

Terms, Conditions, Fees and Charges apply and are available on request.

Subject to your acceptance you will be billed an annual account fee which is currently $149 for the Primary Citibank Gold card, and $30 for an Additional Citibank Gold card. Allow up to 15 working days to process your application subject to verification.

* The 1.9% p.a. interest rate applies to balance transfers with this offer for a period of 9 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Gold card interest rate currently 21.24% p.a. The Gold Card current standard variable rate is 20.74% p.a. on retail purchases. Interest rates are variable subject to change and Citibank's Credit Criteria. Interest rates last updated 13/05/2010.

1. Rewards are subject to the Citi Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open.

2. International Travel Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au.

3. Purchase Cover Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au. An excess applies to Purchase Cover Insurance.

4. Actual credit limit will be assigned based on Citibank's credit criteria.

5. Citibank World Privileges - payment must be made using a Citibank Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to worldprivileges.citibank.com for up to date offer details.

6. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

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