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Get the rewards you deserve by living a simple yet fulfilling life.
It's now even greater with a special 2.9% p.a. on Balance Transfers for 12 months1. |
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It's
your passport to exclusive upgrades, benefits and discounts at
thousands of hotels, restaurants, shops, shows and services worldwide.
With everything from glorious weekends away to sumptuous dinners in
Australia's finest restaurants, you'll find something to tempt you. |
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For every dollar you spend, you enjoy one reward point2 which can be redeemed for a large range of travel rewards, merchandise, gift cards or cashback on your card. In addition, your reward points never expire while the card remains open.
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The most flexible travel program available. Fly on any airline, anywhere, anytime using your reward points. |
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Use
your Citibank Silver Card for personal items and have them repaired or
replaced when lost, damaged or stolen up to 90 days after purchase. |
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Citibank
Silver gives you a higher credit limit so you have the purchasing power
and financial flexibility you need at lower annual fees for you and the
additional cardholders. |
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Enjoy up to 55 days interest-free on retail purchases. |
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Our
fraud department checks any unusual activity to detect early signs of
fraud and will contact you to check when they spot irregular purchases |
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With credit card repayment insurance, CreditShield® will make your payments when you can't. CreditShield will pay the minimum amount due on your Citibank credit card if you are unable to work due to an accident or unemployment.
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Offer for a limited period only |
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Terms and Conditions, Fees and Charges
apply and are available on request. Subject to your acceptance you will be billed an annual account fee which is currently $89 for the Primary Citi Silver Card, and $15 for an Additional Citi Silver Card. Allow up to 15 working days to process your Application subject to verification. |
1The 2.9% p.a. interest rate applies to balance transfers with this offer for a period of 12 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Silver card interest rate currently 21.24% p.a. The Silver Card current standard variable rate is 20.74% p.a. on retail purchases. Interest rates are variable subject to change and Citibank's Credit Criteria. Interest rates last updated 13/05/2010. |
2Rewards
are subject to the Citibank Rewards Terms and Conditions. Reward points
are not earned on balance transfers or cash advances. Reward points
never expire while the card remains open. |
3Citibank Take Flight® is the service which enables you to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel Rewards offered by Citi Rewards from time to time. Take Flight®
Cashback is a Cashback with the following additional conditions: In
order to be eligible to redeem Reward points for Take Flight®
Cashback, You must have made a travel purchase (where a flight or
airline ticket is an element of that travel purchase) on Your Card
within 30 days immediately before the date of your request to redeem
for Take Flight® Cashback (referred to from this point as the "Travel Purchase"). The maximum amount in Take Flight®
Cashback that You may redeem Reward points for is an amount equivalent
to the dollar value of the Travel Purchase. For a Take Flight®
Cashback Rewards claim, you must redeem the minimum number of Reward
points specified by Citibank before or at the time of the redemption.
You should allow up to 28 days for Your Take Flight® Cashback to be processed. The amount of any Take Flight® Cashback is set off against the outstanding balance of Your Account on Your next Statement due date. |
| 4Purchase
Cover is underwritten by Zurich Australian Insurance Ltd (ABN 13 000
296 640 AFSL No. 232507) and is subject to the Terms and Conditions and
exclusions contained in the Policy of Insurance. Please refer to the
Terms and Conditions sent to you at card opening for a full explanation
of cover and exclusions. |
5Actual
credit limit will be assigned based on Citibank credit criteria subject
to confirmation that you earn a minimum of $20,000 p.a. and subject to
your credit rating. Credit limit is up to $7,500 at point of
initiation. Over time, credit limit may increase up to $10,000, if
satisfies Citibank's credit criteria. |
6The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. |
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7CreditShield is issued by MetLife Insurance Limited ABN 75 004 274 882 AFSL No. 238096. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at www.citibank.com.au to decide if a policy is right for you. |
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©
2010 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank
and Arc design are registered trademarks of Citigroup Inc. and are used
and registered throughout the world. |
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