Terms, Conditions, Fees and Charges apply and are available on request

Subject to your acceptance you will be billed an annual account fee which is currently $65 for the Primary Citibank Clear card, and $19 for an Additional Citibank Clear card. Allow up to 15 working days to process your Application subject to verification.
1. The 2.9% p.a. interest rate applies to balance transfers with this offer for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Clear card interest rate currently 20.74% p.a. The Clear Card current standard variable rate is 12.49% p.a. on retail purchases. Interest rates are variable subject to change and Citibanks Credit Criteria. Interest rates last updated 29/08/2008.
2. Citibank World Privileges - payment must be made using Citibank Credit Cards. 25% discount on Dining and Shopping available at participating outlets. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to worldprivileges.citibank.com for up to date offer details.
3. Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating. Credit limit is up to $15,000 at point of initiation. Over time, credit limit may increase up to $20,000, if satisfies Citibank's credit criteria. Subject to your acceptance you will be billed an annual account fee which is currently $65 for the Primary Citibank Clear card, and $19 for an Additional Citibank Clear card.

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