Forget points and complicated reward schemes. The BP-Citi MasterCard gives you the best reward there is – money, which you can spend on anything you like. Whether you fill up your tank at BP, shop for groceries, buy clothes for the kids or furniture for the house, you’ll get a cash back rebate with your BP-Citi MasterCard. Here’s what you get: Use the card at BP and get 5% back on the first $600 you spend per month – on everything, including fuel. Pay with your BP-Citi MasterCard everywhere else (excluding all non-BP petrol stations) and get 0.5% back on the first $5,000 you spend each month. Get a low 1.9% p.a. for 12 months1 on balance transfers from other credit cards. Optional Credit Card Insurance6 - protection if you can't make your repayments. per week per month per year Terms and Conditions apply. Fees and charges apply. Subject to your acceptance you will be billed an annual account fee which is currently $79 for the Primary BP-Citi MasterCard, and $30 for an Additional BP-Citi MasterCard. 1. The 1.9% p.a. interest rate applies only to balances transferred with this offer and applies for 12 months from account opening. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate, currently 20.89% p.a., which is variable, subject to change and Citibank's credit criteria. Interest rate last updated 29/03/2010. 2. 5% cash back rebates with BP is limited per account to the first $600 you spend at BP petrol stations each Statement Period. 3. All other Retail Purchases and bill payments (excluding purchases at any petrol stations including BP) made using your Card will give you 0.5% cash back rebate on the first $5,000 spent on your Account during any monthly Statement Period from the date you are enrolled in the Rewards program. All cash back rebates will be automatically credited to your Account at the start of the next Statement Period. The cash back rebate amount earned in your monthly Statement Period (Eg. Nov 15-Dec 14) will be reflected in a cash back summary on that month’s statement (Eg. Dec statement). This cash back rebate will then be credited on the first day of the next Statement Period. (Eg. Dec 15). Accumulated benefits are forfeited if the account is suspended or closed. 4. The information shown in the calculator is indicative and acts as a guide only. The figures and formulae used within this calculator may change at any time without notice. The calculator does not take into account any fees or charges. 5. Savings are indicative and based on maximum yearly cash back rebate earned of 5% at BP capped at $360 and 0.5% on all other retail purchases and bill payments capped at $300. Savings do not take into consideration account fees and charges. 6. CreditShield® is issued by MetLife Insurance Limited ABN 75 004 274 882 AFSL No. 238096. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at www.citibank.com.au to decide if a policy is right for you. © 2010 Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098. Citibank, Citi, Citi never sleeps and Arc Design(r) are service marks of Citigroup Inc. and are used and registered throughout the world. © BP Australia Pty Ltd ABN 53 004 085 616. BP and the Helios Design are registered trademarks of BP PLC and licensed to BP Australia Pty Ltd for use in Australia. citigroup.com Terms & Conditions Privacy Security Careers Contact Us Site Map Citi.com is the global source of information about and access to financial services provided by the Citigroup family of companies. Copyright © 2009 Citigroup Inc.