Citi Clear Credit Card | Citibank Australia

	Special Offers and Privileges⁴
	When you're with Citi, everyday experiences just seem to come with something extra. Discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
	Exclusive VISA entertainment offers⁵
	Open the VIP door with VISA entertainment to access the hottest tickets for movies, shows sports and travel.
	Up to 55 Days Interest-free on retail purchases⁶
	Enjoy up to 55 days interest-free on retail purchases.
	Generous credit limit up to $20,000⁷
	Your Citi Clear card gives you a higher credit limit so you have the purchasing power and financial flexibility you need.
	Optional Credit Card Insurance⁸
	With credit card repayment insurance, CreditShield® will make your payments when you can't. CreditShield will pay the minimum amount due on your Citibank credit card if you are unable to work due to an accident or unemployment.

To be eligible you must earn a taxable income of $20,000 per year or more.

Offer available until 30^th September 2010

Terms and Conditions:

Fees and charges apply. Terms and conditions apply and are available upon request.

1. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Clear Card standard variable annual percentage rate for cash advances, currently 21.24% p.a. The current Clear Card standard variable annual percentage rate is 15.49% p.a. on retail purchases. Interest rates are variable, subject to change and Citi's Credit Criteria. Interest rates last updated 13/05/2010.

2. The 11.99% p.a. introductory interest rate will only apply to retail purchases made on your account for a period of 12 months after account opening. Cash advances during the introductory interest rate period are subject to your standard variable annual percentage rate for cash advances. At the end of the introductory interest rate period your interest rate for new purchases and any unpaid purchase balance will revert to your standard variable annual percentage rate for purchase. Interest rates are variable, subject to change and Citi's Credit Criteria.

3. Subject to your acceptance you will be billed an annual account fee which is currently $65 for the Primary Citibank Clear card, and $19 for an Additional Citibank Clear card. Allow up to 15 working days to process your Application subject to verification

4. Terms and conditions are available at citibank.com.au/privileges

5. Exclusive Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details

6. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

7. Actual credit limit will be assigned based on Citibank credit criteria.

8. CreditShield® is issued by MetLife Insurance Limited ABN 75 004 274 882 AFSL No. 238096. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at www.citibank.com.au to decide if a policy is right for you.

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