Citibank

Access to limited edition entertainment experiences through Visa Platinum Privileges³

Access to Visa Concierge that gets you anything at anytime⁴

Special Offers and Privileges with discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world⁵.

Complimentary International Travel Insurance⁶

Complimentary purchase cover⁷ and extended warranty⁸

Terms and Conditions. Fees and charges apply and are available at www.citibank.com.au

1. The 0% p.a. interest rate applies to balance transfers with this offer for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Clear Platinum card interest rate currently 21.24% p.a. The Clear Platinum Card current standard variable rate is 11.49% p.a. on retail purchases. Interest rates are variable subject to change and Citibank's Credit Criteria. Interest rates last updated 13/05/2010.

2. Subject to your acceptance you will be billed a $49 annual account fee in the first year. You will be billed an annual fee in the 2nd year which is currently $99 for the Primary Citibank Clear Platinum card, and $19 for an Additional Citibank Clear Platinum Card. Allow up to 15 days to process your Application subject to verification.

3. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit www.visaplatinum.com.au for details.

4. Exclusive Visa Platinum 24/7 concierge service supplied by Visa. Visit www.visaplatinum.com.au for details.

5. Terms and conditions are available at citibank.com.au/privileges

6. International Travel insurance and Purchase Cover Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.citibank.com.au.

7. Purchase Cover Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.citibank.com.au. An excess applies to Purchase Cover Insurance.

8. Extended Warranty Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.citibank.com.au.

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