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  How can a credit card help you save?
Cut through your credit card bills by transferring the outstanding amount from your non-Citibank credit and store cards to your new Citibank Gold Card, and you’ll only pay 4.9% p.a.Ø for as long as it takes you to pay off those amounts†.

Not only do you save money, but you’ll also get:
Generous credit limit up to $25,000#
Citibank Gold gives you a higher credit limit so you have the purchasing power and financial flexibility you need.
FREE Rewards Programme+
Enjoy FREE access to a superior Rewards Programme which includes Qantas Frequent FlyerPoints° $1 spent=1 Reward Point= 1 Qantas Frequent Flyer Point.
Citibank Take Flight®
Which lets you use your Reward points to travel anytime, anywhere, with any airline.
Free International Travel Insuranceˆ
Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss or damage to personal items.
Up to 55 Days Interest-Free
Enjoy up to 55 days interest-free on retail purchases.


 

Terms and Conditions apply and are available on request. An annual fee currently $119 for the Primary Card and $30 for an Additional Card applies. Credit Card fees and charges apply.

† Balances transferred are repaid before other cash advances and retail purchases. Transactions made other than with this offer will be subject to interest at Citibank's standard Silver, Gold & Platinum credit card rate, currently 19.85%p.a.

Ø Citibank Credit Cards are currently offering an introductory rate of 4.9% for life on balances you transfer. Fees and charges apply. Terms and Conditions apply.

# Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $35,000 p.a. and subject to your credit rating.

+ All Rewards are subject to the Terms and Conditions of the Citibank Rewards Programme. Cash advances do not earn Reward points. Reward points never expire while the card remains open.

° A Citibank Credit Cardholder must be a member of the Qantas Frequent Flyer program to redeem Reward points for Qantas Frequent Flyer (QFF) points. A joining fee applies. Membership of the QFF program is subject to Qantas Frequent Flyer Terms and Conditions. QFF members can redeem Reward points at a rate of 1 Reward point for 1 QFF point. The initial redemption must be 10,000 Reward points. Subsequent redemptions must be in blocks of 10,000 Reward points.

∞ Minimum of 3,000 Reward points needed for Citibank Take Flight. Flights are subject to airline schedules, routes and availability.

^ International Travel Insurance is underwritten by Zurich Australia Insurance ABN 13 000 296 640 AFSL No. 232507 and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance.

 

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