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Combine your business and personal incomes2 to access higher credit limits and enjoy a low ongoing rate on purchases and cash advances you make with Citibank Business Credit.

Developed with Australia's self-employed sole traders in mind, Citibank Business Credit offers a convenient and low cost credit alternative to traditional revolving business products (e.g., business overdraft). Citibank Business Credit is an unsecured line of credit you can use again and again to manage your cash flow with ease.

  

  

Business Credit allows you to:
Enjoy a low ongoing interest rate
14.99% p.a.3 on ANY purchases and cash advances for your business.

More freedom with a higher credit limit
Combine your business and personal incomes2 to access higher credit limits from $5,000 up to $50,0001.

Manage your cash flow with ease
Use your account again and again and only pay interest on the credit you use. Citibank Business Credit allows you to manage temporary cash flow shortages.

SAVE with low setup and ongoing fees#
Low $199 one time establishment fee and an annual fee of $125.

Choose how you use your credit
Convenient access with a Visa Debit Citicard. Use at ATM’s/EFTPOS worldwide and for purchases online and over the phone. Also access to a chequebook facility on your account.




Existing customers are not eligible for this offer. Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. Allow up to 10 working days to process your application. To process your application, Citibank will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.

1 The credit line of $5,000 to $50,000 is subject to Citibank credit criteria.
2 Application must be a sole trader/sole proprietor to be able to combine their business and personal income to service the application and access higher credit limits.
3 Interest rate is 14.99% p.a. This interest rate is variable and subject to change. Terms and conditions apply and are available on request. Other fees and charges may apply.
# Currency conversion fees applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fee may apply.


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