INVESTMENTS

Financial freedom starts with a great plan.

Financial freedom starts with a great plan.

3 Steps to finding the right investments

Tell us your needs

Tick all the features that interest you, and we'll show you the investments that may be suitable for you. Click on the help button for an explanation of how a feature may be useful for you:

Select your needs:

Spreading your money across different investment assets to reduce risk and the effect of market volatility. Commonly described as "Not having all your eggs in one basket"

If you are more interested in generating growth over the long term, rather than receiving a regular income from your investment while maintaining its value over the short term.

This is how easy it is to convert your assets (i.e. investments) into cash.

If you are interested in investing in, or having exposure to one or several foreign currencies.

An interest rate that allows you to lock in to a specified rate of interest, with fixed monthly repayments, for a given period of time.

It may be possible to access some tax benefits depending on the investment. Check with a Relationship Manager and/or your accountant to see how this may suit your circumstances.

Your initial investment is protected. Should markets fall, you will receive your initial capital back at maturity.

For conservative investors who may want capital protection, or minimal chance of a negative return.

If your priority is to receive a regular income payment from your investment, rather than generating capital growth over the long term.

Access to investment opportunities outside Australia.
Compare Products

You selected your needs as:

  • Diversification
  • Access to money
  • Regular contributions
  • Capital protection
  • Generate income
  • Generate growth
  • Manage currency exposure
  • Tax effectiveness
  • Investing for retirement
  • Global markets exposure

According to your selections, the following investment offerings could suit your needs. You can find out more about each by clicking on them, or contact a Citibank Relationship Manager.

Select your needs:

Offering Managed Funds Structured Products Dual Currency Account Foreign Exchange Via Super annuation
Diversification

Spreading your money across different investment assets to reduce risk and the effect of market volatility. Commonly described as "Not having all your eggs in one basket"
Generate growth

If you are more interested in generating growth over the long term, rather than receiving a regular income from your investment while maintaining its value over the short term.
Access to money

This is how easy it is to convert your assets (i.e. investments) into cash.
Manage currency exposure

If you are interested in investing in, or having exposure to one or several foreign currencies.
Regular contributions

An interest rate that allows you to lock in to a specified rate of interest, with fixed monthly repayments, for a given period of time.
Capital protection

Your initial investment is protected. Should markets fall, you will receive your initial capital back at maturity.
Tax effectiveness

It may be possible to access some tax benefits depending on the investment. Check with a Relationship Manager and/or your accountant to see how this may suit your circumstances.
Investing for retirement

For conservative investors who may want capital protection, or minimal chance of a negative return.
Generate income

If your priority is to receive a regular income payment from your investment, rather than generating capital growth over the long term.
Global markets exposure

Access to investment opportunities outside Australia.

Important Information

  • The features and benefits of these investment offerings may differ depending on the particular product selected.
  • Speak with a Citibank Relationship Manager to discuss if this product meets your objectives and risk tolerance.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances.

Alternatively view all our investments accounts or you can go back to Step 1 and re-select your needs.

How to Apply

Feel free to speak to one of our Relationship Managers who can give you personalised investment advice to suit your lifestyle and goals.

Products are distributed by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098. Terms, conditions, fees and charges apply and are contained in the Product Disclosure Statement. You should base your decision to invest on the Product Disclosure Statement available from a Citibank Branch. Foreign currency investments are subject to rate fluctuations that may provide opportunities and risks, including the risk of loss of principal if you convert the currency.

This is general advice only. This advice was prepared without taking into account your objectives, financial situation or needs, so before acting on it, you should consider the appropriateness of the advice having regard to your own situation. We recommend you seek professional advice on your personal circumstances before acting on the information contained in this material. Please note the products listed are not available to US persons and may not be available in all jurisdictions.

You should base your decision to invest in any of the products described based on the Product Disclosure Statements (PDS), available online or from a Citibank branch. Investments are subject to risk, including possible delays in repayment, loss of income and principal and may decrease in value as well as increase in value. Investments are not a deposit with, liability of, or guaranteed by Citigroup Pty Limited, Citibank, NA, Citigroup, Inc, nor their related entities.

Neither Citigroup Pty Limited nor its related entities provide taxation advice, you should seek advice from a professional taxation adviser in relation to your personal circumstances.