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No matter how careful you might be on the roads, accidents can still occur. We offer reliable, competitive comprehensive car insurance cover for you and your loved ones.
Why choose us for your comprehensive motor insurance?
- Simple - Obtain a quote and purchase online
- Affordable - Competitive prices with no additional cost to pay by the month#
- Choice - A range of comprehensive motor insurance products to suit your budget and needs
- Easy claims process - Citibank understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss
Extra ways to save:
- 10% online discount*^ - Get up to 10% off your premium when you purchase online
- No claim bonus discount*@ - Receive a no claim bonus of up to 65%
- Restricted driver discount* - Receive a discount if you choose to exclude cover for drivers under 30 years of age
- Safe driver discount*† - A further discount, over and above the no claim bonus discount, is available for eligible drivers
Compare the features
Want to learn more?
For detailed information on the cover and limits provided, you should read the Product Disclosure Statement.
Comprehensive Motor Vehicle Insurance - Product Comparison Table
Features and benefits available under our Comprehensive Motor policies include:
| If you have a claim under the policy we give benefits for: | Prestige Motor | Classic Motor |
|---|---|---|
| New replacement vehicle if your new vehicle (less than two years old) is a total loss | ||
| Cover for damage to other people's property (legal liability) | Up to $20,000,000 | Up to $20,000,000 |
| Legal liability cover when using a substitute vehicle | ||
| Legal costs | ||
| Rental car following theft ($75 per day limit) | up to 14 days | up to 14 days |
| Towing | ||
| Vehicle being transported by ship | ||
| Trailer and caravan cover | up to $1,000 | up to $500 |
| Emergency repairs | up to $500 | up to $350 |
| Personal effects or clothing | up to $500 | up to $500 |
| Transportation costs | up to $400 | up to $200 |
| Re-keying and re-coding | up to $1,000 | up to $500 |
| Emergency accommodation costs | up to $400 | NA |
For full details of the conditions and exclusions on all our cover options, please refer to the Prestige Motor Insurance and Classic Motor Insurance Product Disclosure Statement.
- View the Product Disclosure Statement for Prestige Motor Insurance
- View the Product Disclosure Statement for Classic Motor Insurance
- View the Insurance Financial Services Guide (Adobe PDF, 139kb)
- # Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
- * Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
- ^Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. The online discount does not apply to Third Party Fire & Theft and Third Party Property Damage policies.
- @ For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.
- † Safe Driver Discount applies to new comprehensive Motor Insurance policies only and does not apply to Third Party Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
- The ratable driver must be aged 30 years or over;
- The insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
- All other nominated drivers have had no at fault claims for the last five years.
Products are distributed by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ("Citibank"). The issuer for this product is Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No. 234708. This website contains general advice only and does not take into account your individual objectives, financial situation or needs. Before acting on this advice you should assess whether it is appropriate for you. You should also consider the relevant Product Disclosure Statement ("PDS") before making a decision about the product. Normal acceptance criteria apply. Terms, conditions and policy limits apply as set out in the policy wording. If you purchase this insurance, Citibank will receive a commission that is a percentage of the premium, details can be provided on request.