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From 15 June 2017, the rate at which the Citi Prestige Rewards Card will earn Points will change:

The current earn rate of 2 Points for Domestic Spend will be removed and replaced with a tiered earn rate based on spend categories; and Points earn on International Spend will decrease from 5 Points per $1 spent to 3 Points per $1

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

International Spend earn rate*

Card type

Citi Prestige Rewards Card

Domestic Spend earn rate*

  • 3 Points per $1 for selected purchases made and booked directly a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 2 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers
  • 1 Point per $1 spent everywhere else on Eligible Transactions

International Spend earn rate*

3 Points per $1 spent on eligible International Spend


From 15 June 2017, the rate at which the Citi Qantas Prestige Rewards Card will earn Points will change:

The current earn rate of 1 Point for Domestic Spend will be removed and replaced with a tiered earn rate based on spend categories; and Points earn on International Spend will increase from 1 Point per $1 spent to 1.5 Points per $1

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

International Spend earn rate*

Card type

Citi Qantas Prestige Rewards Card

Domestic Spend earn rate*

  • 1.5 Points per $1 for selected purchases made and booked directly a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 1 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers
  • 0.5 points per $1 spent everywhere else on Eligible Transactions.

International Spend earn rate*

1.5 Points per $1spent on eligible International Spend

* Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

^ Please note purchases not ordered or booked directly from the restaurant hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate.

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From 15 June 2017, the rate at which the Citi Signature Rewards Card will earn Points will change:

  • The earn rate of 1.5 Points for the first $20,000 spent on Domestic Spend each Statement Period will be removed and replaced with a tiered earn rate based on spend categories; and
  • Points earn on International Spend will increase from 1.5 Points per $1 spent to 2 Points per $1 spent.

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

International Spend earn rate*

Card type

Citi Signature Rewards Card

Domestic Spend earn rate*

  • 2 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 1.5 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers
  • 1 Point per $1 spent everywhere else on Eligible Transactions

International Spend earn rate*

2 Points per $1 spent on eligible International Spend

*Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

^ Please note purchases not ordered or booked directly from the restaurant hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate.

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From 15 June 2017, the rate at which the Citi Qantas Signature Rewards Card will earn Points will change:

  • Earn rate for Domestic Spend of 1 Point for the first $3,000 spent each Statement Period and 0.5 Points for spend from $3,001 to $10,000 each Statement Period will be removed and replaced with a tiered earn rate based on spend categories with a new maximum Domestic Spend of $20,000 spend per Statement Period in the 0.5 points spend category, with two other categories not subject to a maximum spend limitation per Statement Period.

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

Card type

Citi Qantas Signature Rewards Card

Domestic Spend earn rate*

  • 1 Point per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 0.75 points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers.
  • 0.5 points per $1 spent everywhere else on Eligible Transactions for the first $20,000 spent each Statement Period

*Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

^ Please note purchases not ordered or booked directly from the restaurant hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate.

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Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity.

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0% p.a. for 24 months on balance transfers.
(1.5% BT fee applies)

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Citi Platinum

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Citi Classic

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* Domestic Spend means any Eligible Transaction made with a merchant who tells us they are located within Australia. The spend must be an Eligible Transaction as defined in the Rewards Program Terms & Conditions