SIGNATURE

60,000 reward points is just the beginning1.

Rethink banking.

60,000 reward points is just the beginning¹. Rethink banking.
Signature

Citibank Rewards Credit Card - Signature

The Signature card.

Get to where you want to be sooner with the card that takes you places. Apply for the Citibank Rewards Credit Card - Signature now and receive 60,000 points on your first spend1 and 0% p.a. for 6 months on balance transfers3 (reverts to cash rate). You will also receive a reduced $299 annual fee for life (usually $395 per year).

Take advantage of:

  • The Citibank Rewards Program2:
    • Earn 1.5 rewards points per $1 spent on all eligible domestic purchases and,
    • 4 reward points per $1 spent internationally
  • Complimentary Priority Pass™ Membership and two airport lounge visits per year6
  • Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance8. Find out more
  • Discounted Airport Meet & Assist service9
  • Free wine every time you dine with the Citibank Dining Program.
Features
Balance Transfer Rate

Transferring balances from one credit card to another, usually to take advantage of a lower interest rate. Transfers are limited to the available credit on the receiving card.

0% p.a. for 6 months3. Cash advance rate after
6 months.
Retail Purchase Rate

The rate that a bank or credit provider charges for the money it lends to you.

20.99% p.a.
Cash Advance Rate 21.74% p.a.
Interest Free Period

Some credit cards give the cardholder the option to make transactions on their account without being charged any interest. If your card has an 'interest free day' clause (check your pre contractual statement or your conditions of use) then you will qualify for interest free use so long as you pay the entire closing balance of each monthly statement before the due date shown on the statement. If you pay less than the full closing balance as shown on the statement you will incur interest charges in accord with the conditions of use. If you short pay one time, you usually need to pay the full balance for two consecutive months before your account will be interest free again.

If you carry a balance on your credit card from month to month, you do not have an interest-free period even if your conditions of use say your account has interest free days options. You are charged interest immediately when you make a purchase.

For example, if you have a balance of $500 and make a payment of $50 on June 1st, and buy an item for $50 on June 2nd, you will immediately be charged interest on that $50 purchase. This is because you have an outstanding balance of approximately $450 between June 2nd and your next statement.

Importantly, if your credit card is not an interest free day type account, even if you pay the statement balance in full each month, you will still be charged interest.

Up to 55 days interest-free10
Maximum Credit Limit

The maximum balance you can carry on your credit card or line of credit account.

$100,000#
Annual Fee

The annual fee is the yearly cost you pay for having the card. Citibank will charge your annual primary cardholder fee to your account on first use of your account, including when you activate your card, and then on each anniversary of the date Citibank approved your account.

$299 annual fee for life (usually $395 per year)
Supplementary Fee $0
Minimum Income Requirement $75,000
Minimum Age 18
Additional Cardholders Up to 4
Additional Cardholder Minimum Age 16
Accessibility
  • Citibank Online
  • Mobile Banking
  • CitiPhone banking
  • ATM

    With your Citibank credit card and your ATM PIN, you can withdraw cash up to $1,000 per day. Multiple withdrawals may be required to access up to $1,000. Standard cash advance fees and charges may apply.

  • EFTPOS
  • Over the counter

    You can make withdrawals at any bank in the world that displays the VISA or MasterCard logo (photo identification required). Your Citibank Credit Card and ATM PIN will be required. Fees and charges may apply.

  • Visa payWave

    Visa payWave is the latest in secure, contactless technology. For transactions under $100, just wave your Visa payWave-enabled card in front of a Visa payWave reader and go - there's no need for a signature or pin.

  • Worldwide acceptance at over 22 million locations
Online budgeting tool Track your expenses and control your finances with our online budgeting tool
Citi Alerts Track your account activity with free SMS and email alerts
Payment Methods
  • Citibank Online
    • - Automatic Direct Debit (Easi-Pay)
    • - Funds transfer
    • - BPAY
  • CitiPhone Banking
  • Australia Post
Statement Frequency Monthly
Statement Delivery Online e-Statements or by mail
Statement Frequency Monthly

For more information on the fees and charges involved with any Citibank Credit Card, view the Citibank Fees and Charges here.

Rewards

Citibank Rewards

Citibank Dining Program Free wine every time you dine with the Citibank Dining Program
Complimentary Rewards Program2

Enjoy Complimentary access to a superior Rewards program with Reward points that don't expire while the card remains open.

  • Domestic: 1.5 reward points per $1 spent2
  • International: 4 reward points per $1 spent2
Citibank Travel program4 Yes
Voucher, Gift Certificates & Merchandise Rewards Yes
Cash Back Rewards Yes

Privileges

Visa SpeedPass' Meet and Assist service9

For more information click here

15% discount to help you fast track immigration services
Citibank World Privileges

Terms and conditions apply. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

26,000 merchants around the world
Personal 24 Hour Concierge Services

Personal Concierge Service Enjoy the privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure. This service can recommend a restaurant in New York, book theatre tickets in London and arrange flowers or last-minute gifts for family and friends. They will take care of the little things, so you can look after the big ones. With Citibank Signature you can use the Personal Concierge from anywhere in the world, and is available to you 24 hours day, 7 days a week.Personal Concierge Service Enjoy the privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure. This service can recommend a restaurant in New York, book theatre tickets in London and arrange flowers or last-minute gifts for family and friends. They will take care of the little things, so you can look after the big ones. With Citibank Signature you can use the Personal Concierge from anywhere in the world, and is available to you 24 hours day, 7 days a week.

Yes, please call 1800 818 008
Special Offers & Discounts5 Save on dining, theme park entry, magazines, shopping, wine, travel packages, movie tickets, gift cards and more. Plus access to hard to get theatre, concert, sporting and musical events.
Value

See how the value adds up

Customer Benefit Estimated Value
60,000 bonus Rewards Points1

Limited offer. Earned on first spend. Based on Myer gift card redemption value.

$300
Annual Rewards Points earn

Assumes $5,000 spend per month. Based on Myer gift card redemption value.

$500
Free bottles of wine

RRP of 6 average Dining Program bottles. Assumes 6 dining experiences.

$210
Complimentary Purchase Cover Insurance

Based on cost of comparable cover

$21
Complimentary Extended Warranty Insurance

Based on cost of comparable cover

$100
Complimentary International Travel Insurance

Based on cost of comparable cover

$100
Complimentary Priority Pass™ Membership

RRP of Standard Membership

$99
Complimentary Priority Pass™ Lounge visits

RRP of 2 lounge visits

$54
Total estimated value $1,384
Annual fee $299

Net customer value

$1,085

Some of these features are not available for sale, so we have estimated their retail value. Actual value may be more or less based on individual use. Conditions and exclusions apply. Assumes enrolment in the Citibank Rewards Program.

Security

Security

Digital Signature No
Fraudshield®

If we detect any irregular transactions on your Account, we will call you immediately, even if you are overseas (if we have your contact details). All you need to do is call CitiPhone Banking on 13 24 84 and provide your contact details before you travel.

Yes

Peace of mind

Complimentary Interstate Flight Inconvenience8

Purchase your travel tickets with your Signature card and you will be covered for flight delays, cancellations, baggage delays, personal item damage, funeral expenses, rental vehicle excess.

Yes
Complimentary International Travel Insurance8

Purchase your travel tickets with your Signature card and you will be covered for medical expenses, trip cancellation, loss or damage to personal items and more.

Yes
Complimentary Transit Accident Insurance8

Purchase your travel tickets with your Signature card and you and your family will receive up to $500,000 if you were to sustain a fatal injury as a passenger whilst travelling.

Yes
Complimentary Purchase Cover Insurance8

If any items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your Signature card, they will be repaired, replaced, rebuilt or reinstated, free of charge.

Yes
Complimentary Extended Warranty Insurance8

Generally, the manufacturers warranty period is doubled when you purchase items with your Signature card.

Yes
Complimentary Guaranteed Pricing Scheme8

Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store an eligible item which later goes on sale. Conditions apply.

Yes
Emergency card replacement Yes
24/7 Customer Service Yes
Optional Credit Account Insurance Yes
How to Apply

Applying for a Citibank Credit Card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.

Please refer to the How to Apply page for further information.

Important information:

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply.

#Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $75,000 per year and your credit rating.

  1. You will earn 60,000 Citibank reward points when you first spend on your card within three months of card approval. All Rewards are subject to the terms and conditions of the Citibank Rewards Program. Citibank reward points never expire as long as your account remains open. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 6 January 2015.
  2. All rewards are subjected to the Terms and Conditions of the Citibank Rewards Program. Cash advances do not earn Reward points. Different Rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs.
  3. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. This offer ends 6 January 2015. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.
  4. Travel booked via the call centre must be paid in full using the customer's Citibank Rewards Credit Card - Signature, with a cashback processed to the value of points redeemed. Cashback on customer account may take up to 14 days. Redemption via the Citibank Travel Program call centre is available only to customers enrolled in the Citibank Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.
  5. Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions.
  6. One complimentary Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a special feature of the Signature card. Signature cardholders must enrol for the Priority Pass Standard Membership at prioritypass.com/citibankaus. Once you have enrolled, please allow up to 15 working days for your Priority Pass card to arrive in the mail. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset two at the beginning of each membership year while you remain a Signature cardholder. Please note that Priority Pass is not currently available at any Australian airport other than Melbourne International Airport. Membership is subject to the Conditions of Use available at www.prioritypass.com
  7. The number of Qantas and Partner Classic Award seats is limited. The number of seats available depends on the flight, date, season and destination. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com/frequentflyer. Subject to the terms and conditions of the Qantas Frequent Flyer program. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location. Redemption points for items through the online store is subject to the terms and conditions (including store terms of use and voucher terms and conditions. See qantas.com for details.
  8. Complimentary Insurance and Guaranteed Pricing Scheme are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.
  9. Signature cardholders receive a 15% discount on the retail price of Visa SpeedPass' Meet and Assist service. Visit https://speedpass.yqever.com to book and to view the terms and conditions that apply.
  10. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

© 2014 Citigroup Pty Limited ABN 88 004 325 080, AFSL No.238098, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.